314 Summit Ave, Westville, NJ 08093 Property Records

Gloucester County and Westville Borough property record for 314 Summit Ave, Westville, NJ 08093

Property Summary

Property Type	Single Family Home
Details	1,128 sqft · built 1887
Lot Size	0.086 acres (3,751 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Jul 2021)
Tax Bill	$6,671 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-00019-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`21-00019-0000-00009`
Alternative APN	`210001900009`

Interior

Stories	2 Stories
Building Area	1,128 sqft Living Area

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Construction Type	Frame
Lot Area	3,751 sqft (0.086 acres)
Lot Dimensions	150 ft deep x 25 ft wide

Location & Zoning

Street Address	314 SUMMIT AVE
City	WESTVILLE
State	NJ
Zip	08093-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	NEWBOLD
Legal Block	19
Legal Lot Number	9
Jurisdiction	GLOUCESTER NJ
Township / Civil Division	WESTVILLE
Census Block Group	1
Census Block	1022
Census Tract	500100

Owner

Source: Gloucester County and Westville Borough records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 SUMMIT AVE, WESTVILLE, NJ 08093-1028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Jul 9, 2021	Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Mar 9, 2020	Grant Deed, Transfer FINANCE OF AMERICA COM'L LLC
Aug 20, 2019	Grant Deed, Transfer · Line of Credit FINANCE OF AMERICA COM'L LLC
Mar 28, 2018	Grant Deed, Transfer SHORE MGMT CO OF DELAWARE VLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2021 · Amount on Record
Deed Sale	Jul 9, 2021 · Amount on Record
Prior Sale	Aug 20, 2019 · Amount on Record
Deed Document Number	202137791
Deed Book / Page	6507 / 55
Prior Transfer Date	May 16, 1995
Prior Transfer Doc	0000004614
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER NJ
Recording Date	Jul 31, 2026
Property Address	314 SUMMIT AVE, WESTVILLE, NJ 08093-1028
Document Number	0000025057
Book / Page	19357 / 261
Instrument Date	Jul 22, 2026
Instrument	202625057
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 SUMMIT AVE, WESTVILLE, NJ 08093-1028

Mortgage

Document Number	0000025057,
Date	Jul 31, 2026
Book Page	19357/261
Instrument	202625057

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOUCESTER NJ
Recording Date	Jul 9, 2021
Property Address	314 SUMMIT AVE, WESTVILLE, NJ 08093-1028
Document Number	0000037791
Book / Page	6507 / 55
Instrument Date	Jun 25, 2021
Instrument	37791
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	NATIONAL INTEGRITY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$542.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24455 RUE DE MONET, 24455, LAGUNA BEACH, CA 92677-6100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 SUMMIT AVE, WEST DEPTFORD, NJ 08093-1028

Mortgage

Document Number	0000037792
Date	Jul 9, 2021
Instrument	37792

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GLOUCESTER NJ
Recording Date	Mar 9, 2020
Property Address	314 SUMMIT AVE, WESTVILLE, NJ 08093-1028
Document Number	0000009378
Book / Page	006253 / 000176
Instrument Date	Mar 2, 2020
Instrument	9378
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	MIDLANTIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	101 RODNEY AVE DEPTFORD NJ 080964102, DEPTFORD, NJ 08096-4102

Mortgage

Document Number	9379
Date	Mar 9, 2020
Book Page	016142/000260
Instrument	9379

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	LISLE, IL 60532

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GLOUCESTER NJ
Recording Date	Aug 20, 2019
Property Address	314 SUMMIT AVE, WESTVILLE, NJ 08093-1028
Document Number	0000031028
Book / Page	006144 / 000188
Instrument Date	Aug 6, 2019
Instrument	31028
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$72.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 SUMMIT AVE WESTVILLE NJ 080931028, WESTVILLE, NJ 08093-1028

Mortgage

Document Number	31037
Date	Aug 20, 2019
Book Page	015892/000050
Instrument	31037

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	CHARLOTTE, NC 28210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 19, 2020

Interest

Rate Type	Adjustable Rate

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GLOUCESTER NJ
Recording Date	Mar 28, 2018
Property Address	314 SUMMIT AVE, WESTVILLE, NJ 08093-1028
Document Number	0000011198
Book / Page	005840 / 000324
Instrument Date	Mar 1, 2018
Instrument	11198
Transaction Type	Transfer
Record Updated	Apr 17, 2018
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$58.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1761 GOOD INTENT RD DEPTFORD NJ 080963720, DEPTFORD, NJ 08096-3720

Mortgage

Document Number	11199
Date	Mar 28, 2018
Book Page	015396/000260
Instrument	11199

Lender

Name	SHORE MGMT CO OF DELAWARE VLY
Address	PO BOX 2033, VINCENTOWN, NJ 08088-2033

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 27, 2028

Interest

Rate	3%

Tax Assessment & Valuation

Source: Gloucester County and Westville Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Gloucester County
Municipality	Westville Borough
Secondary School District	Gateway Regional School District (07 - 12)
Elementary School District	Westville Borough School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,900 (+115.05%) Land $54,300 Building $198,600	$252,900 (+115.05%) Land $54,300 Building $198,600
2025	$6,671.00 (+4.27%)	$117,600 (-) Land $38,600 Building $79,000	$117,600 (-) Land $38,600 Building $79,000
2024	$6,398.00 (+6.35%)
2023		$117,600 Land $38,600 Building $79,000	$117,600 Land $38,600 Building $79,000
2022	$6,016.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	45 (1979–2024)
Claims Outside the SFHA	4 of 45
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTVILLE WATER DEPARTMENT serves 6,000 people · EPA ID NJ0821001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.67 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

314 Summit Ave, Westville, NJ 08093 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2026: Deed of Trust, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Summit Ave

Nearby Streets

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