316 S Wayne St, Flora, IN 46929 Property Records

Carroll County property record for 316 S Wayne St, Flora, IN 46929

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,395 sqft · built 1975
Lot Size0.6 acres (26,136 sqft)
OwnerIndividual Name on File
Tax Bill$1,698 (2025)
Deeds & MortgagesDec 2020 Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-10-10-014-120.000-016

Property Details

APN / Parcel Number

Primary APN08-10-10-014-120.000-016
Alternative APNs
  • 00000786756
  • 0181412000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,395 sqft Living Area
1st Floor Area2,790 sqft
Basement Area1,395 sqft
Finished Basement1,395 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Roof MaterialAsphalt
Lot Area26,136 sqft (0.6 acres)
Garage TypeAttached
Garage Area968 sqft
Parking Spaces3 Parking Spaces
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00000786756
Street Address316 S WAYNE ST
CityFLORA
StateIN
Zip46929-1365
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description018-14120-00 PT NW 10-24-1 .60 AC
JurisdictionCARROLL IN
Township / Civil DivisionMONROE
Census Block Group2
Census Block2008
Census Tract959800

Owner

316 S Wayne St is owned and occupied by an individual who acquired it in September 2020.

Source: Carroll County records, as of June 19, 2026

Owner of RecordIndividual Name on File
Mailing Address316 S WAYNE ST, FLORA, IN 46929-1365
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2020Deed of Trust, Mortgage · Commercial Mortgage
FIRST FINANCIAL BANK
Oct 6, 2020Deed of Trust, Mortgage
LISA HEICHELBECH
Sep 4, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 2, 2020
Transfer Doc2020002914
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL IN
Property Address316 S WAYNE ST, FLORA, IN 46929-1365
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 S WAYNE ST, FLORA, IN 46929-1365

Mortgage

Document Number2020004224
DateDec 17, 2020
Instrument2020004224
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term120 Months
DueDec 10, 2030

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL IN
Property Address316 S WAYNE ST, FLORA, IN 46929-1365
Transaction TypeMortgage
Record UpdatedOct 28, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020003302
DateOct 6, 2020
Instrument2020003302
Lender
NameLISA HEICHELBECH
TypePrivate Party
Agreement
AmountAmount on Record
Term3 Months
DueDec 31, 2020

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCARROLL IN
Recording DateSep 4, 2020
Property Address316 S WAYNE ST, FLORA, IN 46929-1365
Document Number2020002914
Instrument DateSep 2, 2020
Instrument2020002914
Transaction TypeTransfer
Record UpdatedDec 6, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 S WAYNE ST, FLORA, IN 46929-1365

Tax Assessment & Valuation

The 2025 property tax bill for 316 S Wayne St was $1,698 with a homeowner's exemption, down 7.4% from the year before.

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyCarroll County
County SubdivisionMonroe Township
MunicipalityFlora Town
Unified School DistrictCarroll Consolidated School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,698.00 (-7.42%) Homeowner's exemption$218,100 Land $30,300 Building $187,800$218,100 Land $30,300 Building $187,800
2024$1,834.00
2023$181,100 Land $23,900 Building $157,200$181,100 Land $23,900 Building $157,200
2022$1,663.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 S Wayne St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims8 (1983–2008)
Claims Outside the SFHA4 of 8
Most Recent ClaimJan 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 S Wayne St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · above 40% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORA WATER WORKS
serves 2,100 people · EPA ID IN5208003
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Mulberry Cooperative Telephone Company
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
On-Ramp Indiana
Fixed Wireless
200 / 35
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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