304 S Wayne St, Flora, IN 46929 Property Records

Carroll County property record for 304 S Wayne St, Flora, IN 46929

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1977
Lot Size	0.083 acres (3,615 sqft)
Owner	Individual Name on File
Tax Bill	$848 (2025)
Deeds & Mortgages	Oct 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-10-10-014-082.000-016`

Property Details

APN / Parcel Number

Primary APN	`08-10-10-014-082.000-016`
Alternative APNs	`00253337761` `0181408200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Foundation Type	Raised
Roof Material	Metal
Lot Area	3,615 sqft (0.083 acres)
Lot Dimensions	60 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00253337761
Street Address	304 S WAYNE ST
City	FLORA
State	IN
Zip	46929-1365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	018-14082-00 ELIZABETH J FLORA'S 2ND N2 LOT 15
Legal Subdivision	ELIZABETH J FLORA'S 2ND
Legal Lot Number	15
Jurisdiction	CARROLL IN
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2008
Census Tract	959800

Owner

304 S Wayne St is owned and occupied by an individual who acquired it in October 2010.

Source: Carroll County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	304 S WAYNE ST, FLORA, IN 46929-1365
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2010
Deed Sale	Oct 28, 2010
Prior Sale	Jan 7, 2010 · Amount on File
Deed Document Number	20103169
Deed Book / Page	87 / 875
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Oct 5, 2026
Property Address	304 S WAYNE ST, FLORA, IN 46929-1365
Document Number	0000002897
Instrument Date	Sep 30, 2026
Instrument	20262897
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002898,
Date	Oct 5, 2026
Instrument	20262898

Lender

Name	FIRST MERCHANTS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 304 S Wayne St was $848 with a homeowner's exemption, down 0.7% from the year before.

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Monroe Township
Municipality	Flora Town
Unified School District	Carroll Consolidated School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$848.00 (-0.7%) Homeowner's exemption	$129,400 Land $9,900 Building $119,500	$129,400 Land $9,900 Building $119,500
2024	$854.00
2023		$104,300 (+3.57%) Land $7,100 Building $97,200	$104,300 (+3.57%) Land $7,100 Building $97,200
2022	$1,786.00	$100,700 Land $7,100 Building $93,600	$100,700 Land $7,100 Building $93,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 S Wayne St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1983–2008)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 S Wayne St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA WATER WORKS serves 2,100 people · EPA ID IN5208003
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mulberry Cooperative Telephone Company Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20