Hardy County property record for 316 S Main St, Moorefield, WV 26836
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,590 sqft · built 1918 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on Record |
| Last Sale | $212,000 (May 2023) |
| Tax Bill | $1,861 (2026) |
| Deeds & Mortgages | May 2010 Mortgage Oct 2009 Line of Credit + 3 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 04-2-0064.0000 |
| Primary APN | 04-2-0064.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,590 sqft Living Area |
| 1st Floor Area | 1,590 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Lot Area | 43,560 sqft (1 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 316 S MAIN ST |
|---|---|
| City | MOOREFIELD |
| State | WV |
| Zip | 26836-1283 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 AC MAIN ST ROBINETTE INCLUDES MAP 2-65 |
| Jurisdiction | HARDY WV |
| Township / Civil Division | MOOREFIELD |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 970300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Moorefield Historic District listed 1986 · 171 contributing resources · NRIS 86000774 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hardy County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 108 S MAIN ST, PETERSBURG, WV 26847-1730 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 4, 2010 | Deed of Trust, Mortgage CAPON VALLEY BANK |
| Oct 30, 2009 | Deed of Trust, Mortgage · Line of Credit CAPON VALLEY BANK |
| May 11, 2023 | Deed, Transfer · Commercial Mortgage SUMMIT COMMUNITY BANK INC |
| Dec 18, 2017 | Deed of Trust, Mortgage SUMMIT COMMUNITY BANK |
| Dec 18, 2017 | Deed, Transfer SUMMIT COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2023 · Amount on Record |
| Deed Sale | May 11, 2023 · Amount on Record |
| Prior Sale | Dec 18, 2017 · Amount on Record |
| Deed Document Number | 2023232301 |
| Deed Book / Page | 368 / 512 |
| Prior Transfer Date | Dec 12, 2017 |
| Prior Transfer Doc | 000304/441 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 316 S MAIN ST, MOOREFIELD, WV 26836-1283 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000254/657 |
|---|---|
| Date | May 4, 2010 |
| Book Page | 254/657 |
| Instrument | 175831 |
| Name | CAPON VALLEY BANK |
|---|---|
| Address | WARDENSVILLE, WV 26851 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Change Frequency | 2 Years |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 316 S MAIN ST, MOOREFIELD, WV 26836-1283 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000251/175 |
|---|---|
| Date | Oct 30, 2009 |
| Book Page | 251/175 |
| Instrument | 173531 |
| Name | CAPON VALLEY BANK |
|---|---|
| Address | WARDENSVILLE, WV 26851 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 23, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Change Frequency | Monthly |
| Min Rate At Change | 5% |
| Max Rate | 18% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDY WV |
| Recording Date | May 11, 2023 |
| Property Address | 316 S MAIN ST, MOOREFIELD, WV 26836-1283 |
| Document Number | 000368/512 |
| Book / Page | 368 / 512 |
| Instrument Date | May 11, 2023 |
| Instrument | 232301 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 601 PATTERSON AVE, WINCHESTER, VA 22601-5636 |
| Investor | Possibly a Property Investor |
| Document Number | 0000232302 |
|---|---|
| Date | May 11, 2023 |
| Instrument | 232302 |
| Name | SUMMIT COMMUNITY BANK INC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 316 S MAIN ST, MOOREFIELD, WV 26836-1283 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 304/441 |
|---|---|
| Date | Dec 18, 2017 |
| Book Page | 304/441 |
| Instrument | 208560 |
| Name | SUMMIT COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MOOREFIELD, WV 26836 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDY WV |
| Recording Date | Dec 18, 2017 |
| Property Address | 316 S MAIN ST, MOOREFIELD, WV 26836-1283 |
| Document Number | 344/608 |
| Book / Page | 344 / 608 |
| Instrument Date | Dec 12, 2017 |
| Instrument | 000000208559 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 200 TANGLEWOOD DR, OLD FIELDS, WV 26845-9107 |
| Document Number | 000304/441 |
|---|---|
| Date | Dec 18, 2017 |
| Book Page | 304/441 |
| Instrument | 208560 |
| Name | SUMMIT COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MOOREFIELD, WV 26836 |
| Amount | Amount Recorded |
|---|
Source: Hardy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Municipality | Moorefield Town |
| Unified School District | Hardy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,861.00 (+0.38%) | $81,420 (+0.44%) Land $15,000 Building $66,420 | $135,700 (+0.44%) Land $25,000 Building $110,700 |
| 2025 | $1,854.00 (+53.22%) | $81,060 (+53.7%) Land $15,000 Building $66,060 | $135,100 (+53.7%) Land $25,000 Building $110,100 |
| 2023 | $1,210.00 | $52,740 Land $15,000 Building $37,740 | $87,900 Land $25,000 Building $62,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 42 (1985–2011) |
| Claims Outside the SFHA | 6 of 42 |
| Most Recent Claim | May 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOOREFIELD MUNICIPAL WATER serves 2,328 people · EPA ID WV3301601 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Feb 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hardy Telecommunications Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures