Hardy County property record for 315 S Main St, Moorefield, WV 26836
| Property Type | Religious, Church, Worship (Synagogue, Temple, Parsonage) |
|---|---|
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | Company Name on File |
| Last Sale | $190,000 (Oct 2019) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 04-1-0031.0000 |
| Primary APN | 04-1-0031.0000 |
|---|---|
| Alternative APN |
|
| Lot Area | 23,522 sqft (0.54 acres) |
|---|
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 315 S MAIN ST |
|---|---|
| City | MOOREFIELD |
| State | WV |
| Zip | 26836-1259 |
| Property Category | Other |
| Property Type | Other > Religious, Church, Worship (Synagogue, Temple, Parsonage) |
| Legal Description | .4746 AC MAIN ST KLAR REALTY LLC |
| Jurisdiction | HARDY WV |
| Township / Civil Division | MOOREFIELD |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 970300 |
315 S Main St is owned by a company that bought it in October 2019.
Source: Hardy County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 315 S MAIN ST, MOOREFIELD, WV 26836-1259 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PENDLETON COMMUNITY BANK |
| Oct 3, 2019 | Deed, Transfer · Stand-Alone First Mortgage KLAR REALTY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2019 · Amount on File |
| Deed Sale | Oct 3, 2019 · Amount on File |
| Prior Sale | Oct 27, 2005 |
| Deed Document Number | 2019215832 |
| Deed Book / Page | 351 / 438 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 315 S MAIN ST, MOOREFIELD, WV 26836-1259 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000362/864 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 362/864 |
| Instrument | 242549 |
| Name | PENDLETON COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDY WV |
| Recording Date | Oct 3, 2019 |
| Property Address | 315 S MAIN ST, MOOREFIELD, WV 26836-1259 |
| Document Number | 351/438 |
| Book / Page | 351 / 438 |
| Instrument Date | Oct 1, 2019 |
| Instrument | 215832 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 215833 |
|---|---|
| Date | Oct 3, 2019 |
| Instrument | 215833 |
| Name | KLAR REALTY LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Hardy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Municipality | Moorefield Town |
| Unified School District | Hardy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $183,660 (+3.27%) Land $36,120 Building $147,540 | $306,100 (+3.27%) Land $60,200 Building $245,900 | |
| 2025 | $177,840 Land $36,120 Building $141,720 | $296,400 Land $60,200 Building $236,200 | |
| 2023 | Additional exemption filed | $106,980 Land $36,120 Building $70,860 | $178,300 Land $60,200 Building $118,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 S Main St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 42 (1985–2011) |
| Claims Outside the SFHA | 6 of 42 |
| Most Recent Claim | May 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 S Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOOREFIELD MUNICIPAL WATER serves 2,328 people · EPA ID WV3301601 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Feb 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hardy Telecommunications Fiber | 1,000 / 1,000 |
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