316 Pine Bend Dr, Wildwood (Chesterfield), MO 63005 Property Records

St. Louis County property record for 316 Pine Bend Dr, Wildwood, MO 63005

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 7,826 sqft · built 1998
Lot Size0.61 acres (26,572 sqft)
Owner2 Individual Names on File
Last Sale$1,100,000 (Aug 2023)
Tax Bill$12,586 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Dec 2021 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN19W-63-0115

Property Details

APN / Parcel Number

Primary APN19W-63-0115

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures21 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area7,826 sqft Living Area
Gross Area8,511 sqft
1st Floor Area1,804 sqft
Basement Area1,800 sqft
Finished Basement1,800 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleConventional
Exterior MaterialFrame/Masonry
Construction TypeFrame
Foundation TypeRaised
Lot Area26,572 sqft (0.61 acres)
Lot Dimensions58 ft deep x 219 ft wide
Garage TypeAttached
Garage Area685 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Concrete/Masonry Porch
Porch Area120 sqft
Deck Area268 sqft
Patio Area374 sqft
Balcony Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address316 PINE BEND DR
CityWILDWOOD
StateMO
Zip63005-4930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code107R1
Legal DescriptionPINE CREEK LOT 94
Legal SubdivisionPINE CREEK
Legal Lot Number94
JurisdictionST LOUIS MO
Township / Civil DivisionCHESTERFIELD
Census Block Group1
Census Block1013
Census Tract221627

Owner

316 Pine Bend Dr is owned and occupied by two individuals who bought it in August 2023.

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address316 PINE BEND DR, WILDWOOD, MO 63005-4930
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST STATE BANK OF ST CHARLES MO
Dec 1, 2021Warranty Deed, Transfer · Line of Credit
MERAMEC VALLEY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2023 · Amount on File
Deed SaleAug 30, 2023 · Amount on File
Prior SaleDec 1, 2021 · Amount on File
Deed Document Number2023830527
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateAug 30, 2023
Property Address316 PINE BEND DR, WILDWOOD, MO 63005-4930
Document Number2023083000527
Map ReferenceMB 338 PG 30
Instrument DateAug 24, 2023
Instrument2023083000527
Transaction TypeTransfer
Record UpdatedFeb 14, 2024
Title CompanyFREEDOM TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 PINE BEND DR, WILDWOOD, MO 63005-4930

Mortgage

Document Number2023083000528
DateAug 30, 2023
Instrument2023083000528
Lender
NameFIRST STATE BANK OF ST CHARLES MO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateDec 1, 2021
Property Address316 PINE BEND DR, WILDWOOD, MO 63005-4930
Document Number0252481957
Book / Page25248 / 1957
Map ReferenceMB 338 PG 30
Instrument DateNov 23, 2021
Instrument2021120100267
Transaction TypeTransfer
Record UpdatedFeb 21, 2022
Title CompanySECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16511 WILD HORSE CREEK RD APT 334, 16511, CHESTERFIELD, MO 63017-1438

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 PINE BEND DR, WILDWOOD, MO 63005-4930

Mortgage

Document Number2021120100268
DateDec 1, 2021
Instrument2021120100268
Lender
NameMERAMEC VALLEY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term11 Months
DueNov 5, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 316 Pine Bend Dr was $12,586, up 5.1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityWildwood City
Unified School DistrictRockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$181,430 (-) Land $43,190 Building $138,240$954,900 (-) Land $227,300 Building $727,600
2025$12,586.00 (+5.08%)$181,430 Land $43,190 Building $138,240$954,900 Land $227,300 Building $727,600
2024$11,978.00 (+2.67%)
2023$11,666.00$168,790 Land $21,580 Building $147,210$888,400 Land $113,600 Building $774,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 316 Pine Bend Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1981–2017)
Claims Outside the SFHA3 of 4
Most Recent ClaimApr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 Pine Bend Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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