304 Pine Bend Dr, Wildwood (Chesterfield), MO 63005 Property Records

St. Louis County property record for 304 Pine Bend Dr, Wildwood, MO 63005

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 6,196 sqft · built 2001
Lot Size	0.63 acres (27,443 sqft)
Owner	Company Name on Record
Last Sale	$795,000 (Mar 2021)
Tax Bill	$13,875 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19W-63-0148`

Property Details

APN / Parcel Number

Primary APN	`19W-63-0148`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	6,196 sqft Living Area
Gross Area	6,922 sqft
1st Floor Area	1,713 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	209 ft deep x 131 ft wide
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Open Frame Porch
Porch Area	136 sqft
Deck Area	218 sqft
Patio Area	146 sqft
Balcony Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	304 PINE BEND DR
City	WILDWOOD
State	MO
Zip	63005-4930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	107R1
Legal Description	PINE CREEK LOT 97
Legal Subdivision	PINE CREEK
Legal Lot Number	97
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1013
Census Tract	221627

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	304 PINE BEND DR, WILDWOOD, MO 63005-4930
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Mar 18, 2021	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2021 · Amount on Record
Deed Sale	Mar 18, 2021 · Amount on Record
Prior Sale	Aug 16, 2016 · Amount on Record
Deed Document Number	2021141
Deed Book / Page	24732 / 3948
Prior Transfer Date	Sep 16, 2009
Prior Transfer Doc	0185871212
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	304 PINE BEND DR, WILDWOOD, MO 63005-4930
Transaction Type	Mortgage
Record Updated	Jun 10, 2022
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 PINE BEND DR, WILDWOOD, MO 63005-4930

Mortgage

Document Number	0253861383
Date	Feb 23, 2022
Book Page	25386/1383
Instrument	2022022300882

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Mar 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.62%
Index	Other
Margin	3
Max Rate	7.62%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 18, 2021
Property Address	304 PINE BEND DR, WILDWOOD, MO 63005-4930
Document Number	0247323948
Book / Page	24732 / 3948
Map Reference	MB 338 PG 30
Instrument Date	Mar 11, 2021
Instrument	2021031800141
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	US TITLE MAIN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 PINE BEND DR, 304, WILDWOOD, MO 63005-4930

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	304 PINE BEND DR, WILDWOOD, MO 63005-4930

Mortgage

Document Number	2021031800142
Date	Mar 18, 2021
Instrument	2021031800142

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Wildwood City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,000 (-) Land $43,360 Building $156,640	$1,052,600 (-) Land $228,200 Building $824,400
2025	$13,875.00 (+14.34%)	$200,000 (+16.96%) Land $43,360 Building $156,640	$1,052,600 (+16.96%) Land $228,200 Building $824,400
2024	$12,135.00 (+2.67%)
2023	$11,819.00	$171,000 Land $21,680 Building $149,320	$900,000 Land $114,100 Building $785,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1981–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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