Harford County property record for 316 Oakway Ct, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,804 sqft · built 1976 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $187,000 (May 2019) |
| Tax Bill | $2,121 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-123467 |
| Primary APN | 01-123467 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,804 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,300 sqft (0.145 acres) |
| Lot Dimensions | 180 ft deep x 35 ft wide |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 560 sqft |
| Deck Area | 128 sqft |
| Patio Area | 447 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 123467 |
|---|---|
| Street Address | 316 OAKWAY CT |
| City | JOPPA |
| State | MD |
| Zip | 21085-4741 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LT 18 35/35X180 316 OAKWAY COURT CHIMNEY OAK S2 P 35/73 |
| Legal Subdivision | CHIMNEY OAK |
| Legal Lot Number | 18,316 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 301402 |
Source: Harford County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 316 OAKWAY CT, JOPPA, MD 21085-4741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Oct 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| May 10, 2019 | Grant Deed, Transfer · FHA Mortgage NFM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2019 · Amount on Record |
| Deed Sale | May 10, 2019 · Amount on Record |
| Prior Sale | Mar 13, 2007 · Amount on Record |
| Deed Book / Page | 13258 / 20 |
| Prior Transfer Date | Aug 21, 2006 |
| Prior Transfer Doc | 0071070647 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 27, 2026 |
| Property Address | 316 OAKWAY CT, JOPPA, MD 21085-4741 |
| Document Number | 1722000241 |
| Book / Page | 17222 / 241 |
| Instrument Date | Jun 23, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 316 OAKWAY CT, JOPPA, MD 21085-4741 |
| Document Number | 1722000241, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 17222/241 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 275 Months |
| Due | Jun 1, 2049 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 316 OAKWAY CT, JOPPA, MD 21085-4741 |
| Document Number | 0143970102 |
| Instrument Date | Oct 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 316 OAKWAY CT JOPPA MD 210854741, JOPPA, MD 21085-4741 |
| Document Number | 0143970102 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 014397/000102 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jan 10, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 10, 2019 |
| Property Address | 316 OAKWAY CT, JOPPA, MD 21085-4741 |
| Document Number | 0132580020 |
| Book / Page | 013258 / 000020 |
| Instrument Date | May 8, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2019 |
| Title Company | MASTERS TITLE AND ESCROW, MASTERS TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $187.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 316 OAKWAY CT JOPPA MD 210854741, JOPPA, MD 21085-4741 |
| Document Number | 132580027 |
|---|---|
| Date | May 10, 2019 |
| Book Page | 013258/000027 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 9, 2049 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,121.00 (+11.93%) | $194,633 (+5.63%) | $205,000 (-) Land $45,100 Building $159,900 |
| 2025 | $1,895.00 (+7.73%) | $184,267 (+9.9%) | $205,000 (+17.88%) Land $45,100 Building $159,900 |
| 2023 | $167,667 | $173,900 Land $45,100 Building $128,800 | |
| 2022 | $1,759.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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