312 Oakway Ct, Joppa, MD 21085 Property Records

Harford County property record for 312 Oakway Ct, Joppa, MD 21085

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,804 sqft · built 1978
Lot Size	0.14 acres (6,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Dec 2020)
Tax Bill	$2,197 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-122681`

Property Details

APN / Parcel Number

Primary APN	`01-122681`
Alternative APN	`122681`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,804 sqft Total Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,120 sqft (0.14 acres)
Lot Dimensions	180 ft deep x 34 ft wide

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Deck Area	300 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	122681
Street Address	312 OAKWAY CT
City	JOPPA
State	MD
Zip	21085-4741
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LT 20 34/34X180 312 OAKWAY COURT CHIMNEY OAK P 36/87
Legal Subdivision	CHIMNEY OAK
Legal Lot Number	20,312
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2001
Census Tract	301402

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 OAKWAY CT, JOPPA, MD 21085-4741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Prior Sale	Aug 8, 2008 · Amount on Record
Deed Book / Page	14352 / 425
Prior Transfer Date	Aug 29, 2005
Prior Transfer Doc	0062870699
Record Updated	Oct 29, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Dec 22, 2020
Property Address	312 OAKWAY CT, JOPPA, MD 21085-4741
Document Number	0143520425
Book / Page	14352 / 425
Map Reference	MB HDC 35 FO 87
Instrument Date	Nov 30, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	R & P SETTLEMENT GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	312 OAKWAY CT, JOPPA, MD 21085-4741

Mortgage

Document Number	0014352430
Date	Dec 22, 2020
Instrument	14352/430

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,197.00 (+11.81%)	$201,633 (+5.59%)	$212,300 (-) Land $45,100 Building $167,200
2025	$1,965.00 (+9.84%)	$190,967 (+10.88%)	$212,300 (+17.75%) Land $45,100 Building $167,200
2023		$172,233	$180,300 Land $45,100 Building $135,200
2022	$1,789.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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