Chesapeake City property record for 316 Oak Gate Dr, Chesapeake, VA 23320
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,592 sqft · built 1995 |
| Lot Size | 0.08 acres (3,594 sqft) |
| Owner | Individual Name on File |
| Last Sale | $222,000 (Sep 2010) |
| Tax Bill | $3,241 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2005 Sale & Mortgage |
| APN | 0375003001010 |
| Primary APN | 0375003001010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,592 sqft Living Area |
| 1st Floor Area | 480 sqft |
| Upper Floors Area | 480 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 3,594 sqft (0.08 acres) |
| Garage Type | Attached |
| Garage Area | 12 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 441 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 316 OAK GATE DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-9516 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RMF1: MULT |
| Legal Description | UNIT 101 OAK LAKE ESTATES CONDO PH 30 |
| Legal Subdivision | OAK LAKE ESTATES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 20805 |
316 Oak Gate Dr, a condominium, is owned by an individual who bought it in September 2010.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 PAGE PL, SUFFOLK, VA 23435-2260 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Partial Claim Mortgage WELLS FARGO BANK NA |
| Mar 14, 2005 | Warranty Deed, Transfer · Conventional Mortgage NATIONAL CITY MTG CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2010 · Amount on File |
| Deed Sale | Sep 10, 2010 · Amount on File |
| Prior Sale | Mar 14, 2005 · Amount on File |
| Deed Book / Page | 8207 / 336 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 316 OAK GATE DR, CHESAPEAKE, VA 23320-9516 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2065, CHESAPEAKE, VA 23327-2065 |
| Document Number | 10929/1598 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 10929/1598 |
| Instrument | 250030218 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Partial Claim Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 155 Months |
| Due | Nov 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 14, 2005 |
| Property Address | 316 OAK GATE DR, CHESAPEAKE, VA 23320-9516 |
| Document Number | 005889/643 |
| Book / Page | 5889 / 643 |
| Instrument Date | Feb 18, 2005 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0005889645 |
|---|---|
| Date | Mar 14, 2005 |
| Instrument | 5889/645 |
| Name | NATIONAL CITY MTG CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 316 Oak Gate Dr was $3,241.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $342,600 (+6.76%) Land $120,000 Building $222,600 | $342,600 (+6.76%) Land $120,000 Building $222,600 | |
| 2025 | $3,241.00 | $320,900 Land $115,000 Building $205,900 | $320,900 Land $115,000 Building $205,900 |
| 2023 | $278,900 (+14.35%) Land $90,000 Building $188,900 | $278,900 (+14.35%) Land $90,000 Building $188,900 | |
| 2022 | $243,900 Land $75,000 Building $168,900 | $243,900 Land $75,000 Building $168,900 | |
| 2019 | $2,350.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 316 Oak Gate Dr; there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 316 Oak Gate Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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