Chesapeake City property record for 313 Oak Gate Dr, Chesapeake, VA 23320
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 3 bd · 2 ba · 1,592 sqft · built 1995 |
| Lot Size | 0.16 acres (6,958 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Dec 2016 Refinance Aug 2021 Refinance |
| APN | 0375003000580 |
| Primary APN | 0375003000580 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,592 sqft Total Area |
| 1st Floor Area | 480 sqft |
| Upper Floors Area | 480 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,958 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 12 sqft |
| Porch | Slab |
| Porch Area | 20 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 313 OAK GATE DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-9517 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | RMF1: MULT |
| Legal Description | UNIT 58 OAK LAKE ESTATES CONDO PH 32 |
| Legal Subdivision | OAK LAKE ESTATES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 20805 |
313 Oak Gate Dr is owned by an individual who acquired it in August 2021.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 313 OAK GATE DR, 58, CHESAPEAKE, VA 23320-9517 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2016 | Deed of Trust, Mortgage · Stand-Alone Refinance CMG MORTGAGE INC |
| Aug 2, 2021 | Intrafamily Transfer, Transfer · Stand-Alone Refinance CMG FINANCIAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2021 |
| Deed Sale | Aug 2, 2021 |
| Prior Sale | Jul 14, 2016 · Amount on File |
| Deed Document Number | 202135019 |
| Deed Book / Page | 10418 / 1753 |
| Prior Transfer Date | Jul 26, 2021 |
| Prior Transfer Doc | 0000035019 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 313 OAK GATE DR, CHESAPEAKE, VA 23320-9517 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | MEY MAX TITLE AGENCY, MEYMAX TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 09729/1626 |
|---|---|
| Date | Dec 5, 2016 |
| Book Page | 9729/1626 |
| Instrument | 160034045 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 2, 2021 |
| Property Address | 313 OAK GATE DR, CHESAPEAKE, VA 23320-9517 |
| Document Number | 10418/1753 |
| Book / Page | 10418 / 1753 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 210035019 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 OAK GATE DR # 58, 58, CHESAPEAKE, VA 23320-9517 |
| Document Number | 10418/1757 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 10418/1757 |
| Instrument | 210035020 |
| Name | CMG FINANCIAL |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $342,700 (+6.76%) Land $120,000 Building $222,700 | $342,700 (+6.76%) Land $120,000 Building $222,700 |
| 2025 | $321,000 Land $115,000 Building $206,000 | $321,000 Land $115,000 Building $206,000 |
| 2023 | $275,500 Land $90,000 Building $185,500 | $275,500 Land $90,000 Building $185,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 313 Oak Gate Dr; there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 313 Oak Gate Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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