316 N Cedar Bluff Dr, Valmeyer, IL 62295 Property Records

Monroe County property record for 316 N Cedar Bluff Dr, Valmeyer, IL 62295

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,533 sqft · built 1995
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,098 (2024)
Deeds & Mortgages	Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-35-433-292-000`

Property Details

APN / Parcel Number

Primary APN	`06-35-433-292-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,533 sqft Living Area
1st Floor Area	1,533 sqft
Basement Area	1,533 sqft
Unfinished Basement	1,533 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	15,246 sqft (0.35 acres)
Garage Area	506 sqft
Driveway	Concrete Driveway
Driveway Area	540 sqft
Deck Area	216 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	316 N CEDAR BLUFF DR
City	VALMEYER
State	IL
Zip	62295-3238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR1
Legal Description	LOT 292 NEW VALMEYER PHASE 5
Legal Range	11W
Legal Township	02S
Legal Section	35
Legal Subdivision	NEW VALMEYER-PH 05
Legal Lot Number	292
Jurisdiction	MONROE IL
Township / Civil Division	20
Census Block Group	1
Census Block	1072
Census Tract	600402

Owner

Source: Monroe County assessment roll, APN 06-35-433-292-000, as of August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	316 N CEDAR BLUFF DR, VALMEYER, IL 62295-3238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	316 N CEDAR BLUFF DR, VALMEYER, IL 62295-3238
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000402001
Date	Jun 18, 2019
Instrument	402001

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll as of August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Valmeyer Village
Unified School District	Valmeyer Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$81,450 (+36.66%) Land $8,920 Building $72,530	$244,350 (+36.66%) Land $26,760 Building $217,590
2024	$4,098.00
2022	Additional exemption filed	$59,600 Land $8,920 Building $50,680	$178,800 Land $26,760 Building $152,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), as of August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336004021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	5 (1993–2013)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 19 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
HTC Holding Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1330250, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VALMEYER serves 1,233 people
Water Source	Purchased groundwater from FOUNTAIN WATER DISTRICT
Last State Inspection	Oct 2023
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.