Monroe County property record for 309 N Cedar Bluff Dr, Valmeyer, IL 62295 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,532 sqft · built 2004 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,699 (2024) |
| Deeds & Mortgages | Mar 2018 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-35-433-278-000 |
| Primary APN | 06-35-433-278-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,532 sqft Living Area |
| 1st Floor Area | 1,532 sqft |
| Basement Area | 1,532 sqft |
| Unfinished Basement | 1,532 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Frame |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Area | 420 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 558 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 88 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 309 N CEDAR BLUFF DR |
|---|---|
| City | VALMEYER |
| State | IL |
| Zip | 62295-3242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 278 NEW VALMEYER PHASE 5 |
| Legal Range | 11W |
| Legal Township | 02S |
| Legal Section | 35 |
| Legal Subdivision | NEW VALMEYER PH 05 |
| Legal Lot Number | 278 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 20 |
| Census Block Group | 1 |
| Census Block | 1072 |
| Census Tract | 600402 |
Source: Monroe County records · APN 06-35-433-278-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 N CEDAR BLUFF DR, VALMEYER, IL 62295-3242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 09, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GCS FCU |
| Nov 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GCS FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 309 N CEDAR BLUFF DR, VALMEYER, IL 62295-3242 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000394759 |
|---|---|
| Date | Mar 09, 2018 |
| Instrument | 394759 |
| Name | GCS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 252 Months |
| Due | Feb 01, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 309 N CEDAR BLUFF DR, VALMEYER, IL 62295-3242 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000398915 |
|---|---|
| Date | Nov 27, 2018 |
| Instrument | 398915 |
| Name | GCS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 15, 2033 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Valmeyer Village |
| Unified School District | Valmeyer Community Unit School District 3 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $86,900 (+35.89%) Land $8,920 Building $77,980 | $260,700 (+35.89%) Land $26,760 Building $233,940 | |
| 2024 | $4,699.00 | ||
| 2022 | Additional exemption filed | $63,950 Land $8,920 Building $55,030 | $191,850 Land $26,760 Building $165,090 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336004021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 42 individual NFIP policies nearby |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 5 (1993–2013) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Apr 2013, other causes, Severe Storms, Straight-line Winds, And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| HTC Holding | Fiber | 1,000 / 1,000 |
| Spectrum | Fiber | 1,000 / 1,000 |
| Wisper ISP | Fixed Wireless | 400 / 30 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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