316 Monroe Ave, Big Rapids, MI 49307 Property Records

Mecosta County property record for 316 Monroe Ave, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,120 sqft · built 1951
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Tax Bill	$1,336 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-10-461-003`

Property Details

APN / Parcel Number

Primary APN	`17-10-461-003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	1,120 sqft Total Area
Basement Area	896 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	403 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	316 MONROE AVE
City	BIG RAPIDS
State	MI
Zip	49307-1354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000316 MONROE AVENUE: PARLEY M. BROWN'S SUBDIVISION -- BLK 1, LOT 4
Legal Subdivision	PARLEY M. BROWN'S SUBDIVISION
Legal Block	1
Legal Lot Number	4
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	4
Census Block	4003
Census Tract	960600

Owner

316 Monroe Ave is owned and occupied by an individual who acquired it in May 2026.

Source: Mecosta County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	316 MONROE AVE, BIG RAPIDS, MI 49307-1354
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Quit Claim Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
May 4, 2026	Quit Claim Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 2, 2023	Intrafamily Transfer, Transfer
Apr 9, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026
Deed Sale	May 4, 2026
Prior Sale	Sep 28, 2005 · Amount on File
Deed Document Number	20263274
Deed Book / Page	940 / 3046
Prior Transfer Date	Apr 6, 2023
Prior Transfer Doc	00924/2098
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECOSTA MI
Recording Date	May 4, 2026
Property Address	316 MONROE AVE, BIG RAPIDS, MI 49307-1354
Document Number	0000003274
Book / Page	940 / 3046
Instrument Date	Apr 26, 2026
Instrument	20263274
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	VYLLA TITLE LLC, VYLLA TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	316 MONROE AVE, BIG RAPIDS, MI 49307-1354

Mortgage

Document Number	0000003275,
Date	May 4, 2026
Instrument	20263275

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.54%
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECOSTA MI
Recording Date	May 4, 2026
Property Address	316 MONROE AVE, BIG RAPIDS, MI 49307-1354
Document Number	00940/3046
Book / Page	940 / 3046
Instrument Date	Apr 26, 2026
Instrument	20263274
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	VYLLA TITLE LLC, VYLLA TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	316 MONROE AVE, BIG RAPIDS, MI 49307-1354

Mortgage

Document Number	0000003275,
Date	May 4, 2026
Instrument	20263275

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Max Rate	-1%

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECOSTA MI
Recording Date	Jun 2, 2023
Property Address	316 MONROE AVE, BIG RAPIDS, MI 49307-1354
Document Number	00924/2098
Book / Page	924 / 2098
Instrument Date	Apr 6, 2023
Instrument	202300003430
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 MONROE AVE, BIG RAPIDS, MI 49307-1354

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECOSTA MI
Recording Date	Apr 9, 2018
Property Address	316 MONROE AVE, BIG RAPIDS, MI 49307-1354
Document Number	00885/2737
Book / Page	885 / 2737
Instrument Date	Mar 3, 2018
Instrument	201800003108
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	316 MONROE AVE, 316, BIG RAPIDS, MI 49307-1354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 MONROE AVE, BIG RAPIDS, MI 49307-1354

Mortgage

Document Number	201800003109
Date	Apr 9, 2018
Instrument	201800003109

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 316 Monroe Ave was $1,336 with a homeowner's exemption, up 3% from the year before.

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,000 (+13.09%)	$140,000 (+13.09%)
2025	$1,336.00 (+3.01%) Homeowner's exemption	$61,900	$123,800
2024	$1,297.00
2023		$47,600	$95,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 Monroe Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 Monroe Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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