305 Monroe Ave, Big Rapids, MI 49307 Property Records

Mecosta County property record for 305 Monroe Ave, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 988 sqft · built 1993
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jun 2026)
Tax Bill	$1,745 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05 082 006 008`

Property Details

APN / Parcel Number

Primary APN	`05 082 006 008`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	988 sqft Total Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	305 MONROE AVE
City	BIG RAPIDS
State	MI
Zip	49307-1353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 10 T15N R10W PARLEY M. BROWNS SUB. BLK 6 LOTS 8, 9
Legal Range	10W
Legal Township	15N
Legal Section	10
Legal Subdivision	PARLEY M. BROWNS SUB
Legal Block	6
Legal Lot Number	8-9
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	4
Census Block	4004
Census Tract	960600

Owner

Source: Mecosta County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1053 E 3 MILE RD, WHITE CLOUD, MI 49349-9614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Warranty Deed, Transfer · FHA Mortgage HUNTINGTON NATIONAL BANK
Apr 26, 2021	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2026 · Amount on Record
Deed Sale	Jun 8, 2026 · Amount on Record
Prior Sale	Apr 26, 2021 · Amount on Record
Deed Document Number	20264104
Deed Book / Page	941 / 1156
Prior Transfer Date	Apr 18, 2007
Prior Transfer Doc	763/0763
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Jun 8, 2026
Property Address	305 MONROE AVE, BIG RAPIDS, MI 49307-1353
Document Number	00941/1156
Book / Page	941 / 1156
Instrument Date	May 28, 2026
Instrument	20264104
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	LAKELAND TITLE/MECOSTA COMPANY, LAKELAND TITLE OF MECOSTA COUN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1053 E 3 MILE RD, WHITE CLOUD, MI 49349-9614

Mortgage

Document Number	0000004105,
Date	Jun 8, 2026
Book Page	941/1158
Instrument	20264105

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Apr 26, 2021
Property Address	305 MONROE AVE, BIG RAPIDS, MI 49307-1353
Document Number	910/5311
Book / Page	910 / 5311
Instrument Date	Apr 3, 2021
Instrument	202100004294
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	LAKELAND TITLE/MECOSTA COMPANY, LAKELAND TITLE OF MECOSTA CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,109.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 MONROE AVE, 305, BIG RAPIDS, MI 49307-1353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	167 COLUMBIA GDNS, COHOES, NY 12047-4061

Mortgage

Document Number	202100004295
Date	Apr 26, 2021
Instrument	202100004295

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Mecosta County
County Subdivision	Big Rapids Charter Township
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,700 (+9.35%)	$161,400 (+9.35%)
2025	$1,745.00 (+2.23%) Homeowner's exemption	$73,800 (+20.59%)	$147,600 (+20.59%)
2024	$1,707.00
2023		$61,200	$122,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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