316 Long Point Ln, Cardinal, VA 23025 Property Records

Mathews County property record for 316 Long Point Ln, Cardinal, VA 23025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,744 sqft · built 1995
Lot Size	2.51 acres (109,336 sqft)
Owner	Individual Name on File
Tax Bill	$4,131 (2026)
Deeds & Mortgages	Dec 2017 Mortgage Nov 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-12-3`

Property Details

APN / Parcel Number

Primary APN	`29-12-3`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,744 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	109,336 sqft (2.51 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	316 LONG POINT LN
City	CARDINAL
State	VA
Zip	23025-2025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AC 2.510 B 0000/
Legal Subdivision	LONG POINT
Legal Lot Number	3
Jurisdiction	MATHEWS VA
Township / Civil Division	WESTVILLE
Census Block Group	2
Census Block	2002
Census Tract	951401

Owner

Source: Mathews County records · APN 29-12-3

Assessment roll updated July 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	316 LONG POINT LN, CARDINAL, VA 23025-2025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2017	Deed of Trust, Mortgage · Conventional Mortgage CAPTIAL CENTER LLC
Nov 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage CAPTIAL CENTER LLC
Mar 20, 2017	Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPTIAL CENTER LLC
Feb 06, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPTIAL CENTER LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Aug 21, 2012
Transfer Doc	0000001189
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATHEWS VA
Property Address	316 LONG RD, MATHEWS, VA 23109
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170001557
Date	Dec 01, 2017
Instrument	170001557

Lender

Name	CAPTIAL CENTER LLC
Type	Mortgage Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2047

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATHEWS VA
Property Address	316 LONG RD, MATHEWS, VA 23109
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180001410
Date	Nov 28, 2018
Instrument	180001410

Lender

Name	CAPTIAL CENTER LLC
Type	Mortgage Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATHEWS VA
Property Address	316 LONG RD, MATHEWS, VA 23109
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170000337
Date	Mar 20, 2017
Instrument	170000337

Lender

Name	CHESAPEAKE BANK
Type	Bank
Address	KILMARNOCK, VA 22482

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATHEWS VA
Property Address	316 LONG RD, MATHEWS, VA 23109
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210000312
Date	Feb 24, 2021
Instrument	210000312

Lender

Name	CAPTIAL CENTER LLC
Type	Mortgage Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATHEWS VA
Property Address	316 LONG RD, MATHEWS, VA 23109
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200000157
Date	Feb 06, 2020
Instrument	200000157

Lender

Name	CAPTIAL CENTER LLC
Type	Mortgage Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

Tax Assessment & Valuation

Source: Mathews County records · Assessment roll updated July 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Mathews County
Unified School District	Mathews County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,131.00	$666,300 (-) Land $209,100 Building $457,200
2025	$4,131.00 (+10.72%)	$666,300 (-) Land $209,100 Building $457,200
2023	$3,731.00	$666,300 Land $209,100 Building $457,200	$666,300 Land $209,100 Building $457,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 29, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 184 policies
Nearby Flood Policies	184 in force
Nearby Flood Claims	11 (2003–2019)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Oct 2019 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Based on FCC filings for 12 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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