239 Long Point Ln, Cardinal, VA 23025 Property Records

Mathews County property record for 239 Long Point Ln, Cardinal, VA 23025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,476 sqft · built 1992
Lot Size	2.9 acres (126,324 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (May 2022)
Tax Bill	$3,875 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit May 2022 Sale & Second Mortgage
Flood Zone	Zone AE (high risk)
APN	`29-12-8`

Property Details

APN / Parcel Number

Primary APN	`29-12-8`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,476 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Split Level
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Asphalt
Lot Area	126,324 sqft (2.9 acres)
Garage Type	Attached
Garage Area	564 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	239 LONG POINT LN
City	CARDINAL
State	VA
Zip	23025-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AC 2.900 B 0000/
Legal Subdivision	LONG POINT
Legal Lot Number	8
Jurisdiction	MATHEWS VA
Township / Civil Division	WESTVILLE
Census Block Group	2
Census Block	2002
Census Tract	951401

Owner

Source: Mathews County records · APN 29-12-8

Assessment roll updated July 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	239 LONG POINT LN, CARDINAL, VA 23025-2026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK
May 31, 2022	Deed, Transfer · Stand-Alone Second Mortgage CHESAPEAKE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2022 · Amount on Record
Deed Sale	May 31, 2022 · Amount on Record
Deed Document Number	2022920
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATHEWS VA
Property Address	239 LONG POINT LN, CARDINAL, VA 23025-2026
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	UNKNOWN, MATHEWS TITLE & SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 LONG POINT LN, CARDINAL, VA 23025-2026

Mortgage

Document Number	0250001198
Date	Sep 26, 2025
Instrument	250001198

Lender

Name	CHESAPEAKE BANK
Type	Bank
Address	KILMARNOCK, VA 22482

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MATHEWS VA
Recording Date	May 31, 2022
Property Address	239 LONG POINT LN, CARDINAL, VA 23025-2026
Document Number	0220000920
Map Reference	MB 10 PG 100
Instrument Date	May 16, 2022
Instrument	220000920
Transaction Type	Transfer
Record Updated	Feb 13, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 LONG POINT LN, CARDINAL, VA 23025-2026

Mortgage

Document Number	0220000921
Date	May 31, 2022
Instrument	220000921

Lender

Name	CHESAPEAKE BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Interest

Rate Type	Fixed Rate
Rate	6%

Tax Assessment & Valuation

Source: Mathews County records · Assessment roll updated July 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Mathews County
Unified School District	Mathews County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,875.00	$625,000 (-) Land $199,000 Building $426,000
2025	$3,875.00 (+10.71%)
2023	$3,500.00	$625,000 Land $199,000 Building $426,000	$625,000 Land $199,000 Building $426,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 29, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 184 policies
Nearby Flood Policies	184 in force
Nearby Flood Claims	11 (2003–2019)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Oct 2019 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Based on FCC filings for 12 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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