316 Ingram Rd, Cincinnati, OH 45218 Property Records

Hamilton County property record for 316 Ingram Rd, Cincinnati, OH 45218

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,399 sqft · built 1954
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on File
Last Sale	$242,000 (Jun 2023)
Tax Bill	$4,531 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`597-0030-0095-00`

Property Details

APN / Parcel Number

Primary APN	`597-0030-0095-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,399 sqft Living Area
1st Floor Area	945 sqft
2nd Floor Area	945 sqft
Upper Floors Area	756 sqft
Attic	Attic
Attic Area	454 sqft
Basement Area	945 sqft
Finished Basement	250 sqft

Exterior

Year Built	Built 1954
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	316 INGRAM RD
City	CINCINNATI
State	OH
Zip	45218-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INGRAM RD 60 X 150.38 IRR LOT 5 INGRAM RD SUB SEC 1
Legal Subdivision	INGRAM ROAD SUB
Legal Lot Number	5
Jurisdiction	HAMILTON OH
Township / Civil Division	GREENHILLS
Census Block Group	3
Census Block	3001
Census Tract	22000

Owner

316 Ingram Rd is owned and occupied by an individual who bought it in June 2023.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	316 INGRAM RD, CINCINNATI, OH 45218-1117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 6, 2023	Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LENDING LLC
Nov 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2023 · Amount on File
Deed Sale	Jun 6, 2023 · Amount on File
Prior Sale	Nov 15, 2017
Deed Document Number	0000038318
Deed Book / Page	14931 / 2327
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	316 INGRAM RD, CINCINNATI, OH 45218-1117
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 INGRAM RD, CINCINNATI, OH 45218-1117

Mortgage

Document Number	0000086652
Date	Nov 6, 2025
Book Page	15538/244
Instrument	2025-0086652

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.24%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	4.24%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	6.24%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 6, 2023
Property Address	316 INGRAM RD, CINCINNATI, OH 45218-1117
Document Number	0000038318
Book / Page	14931 / 2327
Map Reference	MB 60 PG 59&60
Instrument Date	May 31, 2023
Instrument	2023-0038318
Transaction Type	Transfer
Record Updated	Jul 20, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 INGRAM RD, CINCINNATI, OH 45218-1117

Mortgage

Document Number	0000038319
Date	Jun 6, 2023
Instrument	2023-0038319

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 15, 2017
Property Address	316 INGRAM RD, CINCINNATI, OH 45218-1117
Document Number	0000104739
Book / Page	013545 / 002338
Instrument Date	Nov 15, 2017
Instrument	104739
Transaction Type	Transfer
Record Updated	Mar 6, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7723 TYLERS PLACE BLVD #269 WEST CHESTER OH 450694684, 269, WEST CHESTER, OH 45069-4684

Tax Assessment & Valuation

The 2025 property tax bill for 316 Ingram Rd was $4,531, up 8.4% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Greenhills Village
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,531.00 (+8.45%)	$62,626 (-) Land $9,870 Building $52,756
2024	$4,178.00 (+3.29%)	$62,626 (-) Land $9,870 Building $52,756
2023	$4,045.00 (+9.98%)	$62,626 (+47.05%) Land $9,870 Building $52,756	$178,930 Land $28,200 Building $150,730
2022	$3,678.00	$42,588 Land $7,658 Building $34,930
2020			$121,680 Land $21,880 Building $99,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 316 Ingram Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 Ingram Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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