Emmet County property record for 316 Hillcrest Dr, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.342 acres (14,897 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $117,000 (Mar 1998) |
| Tax Bill | $2,006 (2024) |
| Deeds & Mortgages | Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-12-276-006 |
| Primary APN | 13-18-12-276-006 |
|---|
| Lot Area | 14,897 sqft (0.342 acres) |
|---|
| Street Address | 316 HILLCREST DR |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9272 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT R-1 |
| Legal Description | PLAT OF VANTAGE VIEW, LOT 32. SECTION 12, T34N, R6W |
| Legal Range | 06W |
| Legal Township | 34N |
| Legal Section | 12 |
| Legal Subdivision | VANTAGE VIEW |
| Legal Lot Number | 32 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | RESORT |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 970600 |
316 Hillcrest Dr is owned and occupied by two individuals who bought it in March 1998.
Source: Emmet County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 316 HILLCREST DR, PETOSKEY, MI 49770-9272 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 1998 · Amount on File |
| Deed Sale | Mar 31, 1998 · Amount on File |
| Prior Sale | Oct 1, 1986 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 316 HILLCREST DR, PETOSKEY, MI 49770-9272 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2020 |
| Name | Verified Name |
|---|---|
| Address | 316 HILLCREST DR, PETOSKEY, MI 49770-9272 |
| Document Number | 0000001219/0000000098 |
|---|---|
| Date | Feb 6, 2020 |
| Book Page | 0000001219/0000000098 |
| Instrument | 5172041 |
| Name | CHEMICAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Resort Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,700 Land $155,700 | $311,400 Land $311,400 | |
| 2024 | $2,006.00 | ||
| 2023 | $123,500 Land $123,500 | $247,000 Land $247,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 316 Hillcrest Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 316 Hillcrest Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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