Emmet County property record for 305 Hillcrest Dr, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Jul 2023) |
| Tax Bill | $4,803 (2024) |
| Deeds & Mortgages | Jun 2017 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-12-276-018 |
| Primary APN | 13-18-12-276-018 |
|---|
| Lot Area | 15,002 sqft (0.344 acres) |
|---|
| Street Address | 305 HILLCREST DR |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9272 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT R-1 |
| Legal Description | PLAT OF VANTAGE VIEW, LOT 20. SECTION 12, T34N, R6W |
| Legal Range | 06W |
| Legal Township | 34N |
| Legal Section | 12 |
| Legal Subdivision | VANTAGE VIEW |
| Legal Lot Number | 20 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | RESORT |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 970600 |
Source: Emmet County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 305 HILLCREST DR, PETOSKEY, MI 49770-9272 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2017 | Deed of Trust, Mortgage LAKE MICHIGAN CU |
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CREDIT UNION |
| Jul 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS |
| Jul 13, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2023 · Amount on Record |
| Deed Sale | Jul 13, 2023 · Amount on Record |
| Prior Sale | Aug 14, 2013 · Amount on Record |
| Deed Document Number | 20235206383 |
| Deed Book / Page | 1253 / 391 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 305 HILLCREST DR, PETOSKEY, MI 49770-9272 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 01195/0864 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 1195/0864 |
| Instrument | 5148739 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Jun 15, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 305 HILLCREST DR, PETOSKEY, MI 49770-9272 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 305 HILLCREST DR, PETOSKEY, MI 49770-9272 |
| Document Number | 0000001230/0000000716 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 0000001230/0000000716 |
| Instrument | 5183683 |
| Name | LAKE MICHIGAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jul 13, 2023 |
| Property Address | 305 HILLCREST DR, PETOSKEY, MI 49770-9272 |
| Document Number | 001253/391 |
| Book / Page | 1253 / 391 |
| Instrument Date | Jul 10, 2023 |
| Instrument | 5206383 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 HILLCREST DR, PETOSKEY, MI 49770-9272 |
| Document Number | 0005206384 |
|---|---|
| Date | Jul 13, 2023 |
| Instrument | 5206384 |
| Name | CALIBER HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jul 13, 2023 |
| Property Address | 305 HILLCREST DR, PETOSKEY, MI 49770-9272 |
| Document Number | 001253/391 |
| Book / Page | 1253 / 391 |
| Instrument Date | Jul 10, 2023 |
| Instrument | 5206383 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $37.84 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 HILLCREST DR, PETOSKEY, MI 49770-9272 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Resort Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,700 (+42.07%) Land $235,700 | $471,400 (+42.07%) Land $471,400 | |
| 2024 | $4,803.00 | ||
| 2023 | $165,900 Land $165,900 | $331,800 Land $331,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures