316 E Oak St, Wauseon, OH 43567 Property Records

Fulton County property record for 316 E Oak St, Wauseon, OH 43567 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,686 sqft · built 1915
Lot Size	0.145 acres (6,299 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Jun 2026)
Tax Bill	$2,337 (2025)
Deeds & Mortgages	Aug 2005 Mortgage Jun 2008 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-010632-00.000`

Property Details

APN / Parcel Number

Primary APN	`06-010632-00.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,686 sqft Living Area
Gross Area	3,024 sqft
1st Floor Area	1,074 sqft
Upper Floors Area	612 sqft
Basement Area	1,074 sqft
Unfinished Basement	1,074 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	126 ft deep x 50 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	699 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	316 E OAK ST
City	WAUSEON
State	OH
Zip	43567-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMS RESIDENTIAL ADDITION LOT 1 2 & 3 E 50FT &1/2 VAC ALLEY
Legal Subdivision	HAMS RESIDENTIAL ADDITION
Legal Lot Number	12
Jurisdiction	FULTON OH
Township / Civil Division	CLINTON
Census Block Group	2
Census Block	2026
Census Tract	40702

Owner

Source: Fulton County records · APN 06-010632-00.000

Assessment roll updated April 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	316 E OAK ST, WAUSEON, OH 43567-1212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 02, 2005	Deed of Trust, Mortgage SKY BANK
Jun 16, 2008	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 04, 2009	Deed of Trust, Mortgage FIFTH THIRD MORTGAGE CO
Jun 08, 2026	Fiduciary Deed, Transfer · Conventional Mortgage FARMERS MERCHANTS STATE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 08, 2026 · Amount on Record
Deed Sale	Jun 08, 2026 · Amount on Record
Prior Sale	Jun 18, 2012 · Amount on Record
Deed Document Number	20262430
Deed Book / Page	390 / 1496
Record Updated	Sep 20, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	316 E OAK ST, WAUSEON, OH 43567-1212
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00255/0232
Date	Aug 02, 2005
Book Page	0255/0232
Instrument	200500159041

Lender

Name	SKY BANK
Type	Bank
Address	10 E MAIN ST, SALINEVILLE, OH 43945

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2035

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	316 E OAK ST, WAUSEON, OH 43567-1212
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN ELS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00280/0903
Date	Jun 16, 2008
Book Page	0280/0903
Instrument	200800183254

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 10, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	316 E OAK ST, WAUSEON, OH 43567-1212
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00285/1189
Date	May 04, 2009
Book Page	0285/1189
Instrument	200900188992

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2039

June 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	FULTON OH
Recording Date	Jun 08, 2026
Property Address	316 E OAK ST, WAUSEON, OH 43567-1212
Document Number	0000002430
Book / Page	390 / 1496
Instrument Date	Jun 05, 2026
Instrument	20262430
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	POST CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$82,820.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	316 E OAK ST, WAUSEON, OH 43567-1212

Mortgage

Document Number	0000002431,
Date	Jun 08, 2026
Instrument	20262431

Lender

Name	FARMERS MERCHANTS STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Fulton County records · Assessment roll updated April 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	Clinton Township
Municipality	Wauseon City
Unified School District	Wauseon Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,337.00 (-5.46%)	$51,420 (-) Land $5,430 Building $45,990	$146,900 (-) Land $15,500 Building $131,400
2024	$2,472.00 (-3.74%)	$51,420 (-) Land $5,430 Building $45,990	$146,900 (-) Land $15,500 Building $131,400
2023	$2,568.00 (+13.93%) Homeowner's exemption	$51,420 (+33.28%) Land $5,430 Building $45,990	$146,900 (+33.3%) Land $15,500 Building $131,400
2022	$2,254.00 Homeowner's exemption	$38,580 Land $4,520 Building $34,060
2020			$110,200 Land $12,900 Building $97,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fulton County (39051C), updated August 26, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 413 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Omni Fiber	Fiber	10,000 / 10,000
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Defiance Holdings, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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