Obion County property record for 316 E Harper St, Troy, TN 38260
| Property Type | Medical Building |
|---|---|
| Details | 4 ba · 2,931 sqft · built 1969 |
| Lot Size | 0.55 acres (23,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $329,700 (Mar 2015) |
| Tax Bill | $2,754 (2018) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 066093J C 01000 |
| Primary APN | 066093J C 01000 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Total Rooms | 15 Rooms |
| Stories | 1 Story |
| Building Area | 2,931 sqft Total Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,970 sqft (0.55 acres) |
| Lot Dimensions | 255 ft deep x 94 ft wide |
| Porch | Slab |
| Porch Area | 110 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 316 E HARPER ST |
|---|---|
| City | TROY |
| State | TN |
| Zip | 38260-5951 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Medical Building |
| Legal Description | HILL CLINIC BUILDING |
| Jurisdiction | OBION TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 965400 |
Source: Obion County records, as of May 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3419 L MAUPIN RD, UNION CITY, TN 38261-6226 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS NATIONAL BANK |
| May 21, 2019 | Warranty Deed, Transfer FIRST CITIZENS NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2015 · Amount on Record |
| Deed Sale | Mar 2, 2015 · Amount on Record |
| Prior Sale | Sep 8, 1995 |
| Deed Document Number | 201538264 |
| Deed Book / Page | 150 / 212 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OBION TN |
| Recording Date | Apr 24, 2026 |
| Property Address | 316 E HARPER ST, TROY, TN 38260-5951 |
| Document Number | 0000092468 |
| Book / Page | 457 / 1 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 202692468 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 316 E HARPER ST, TROY, TN 38260-5951 |
| Document Number | 0000092468, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 457/1 |
| Instrument | 202692468 |
| Name | FIRST CITIZENS NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 191 Months |
| Due | Mar 24, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OBION TN |
| Recording Date | May 21, 2019 |
| Property Address | 316 E HARPER ST, TROY, TN 38260-5951 |
| Document Number | 0000057652 |
| Book / Page | 000235 / 000319 |
| Instrument Date | May 15, 2019 |
| Instrument | 57652 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,054.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3419 L MAUPIN RD UNION CITY TN 382616226, UNION CITY, TN 38261-6226 |
| Document Number | 57653 |
|---|---|
| Date | May 21, 2019 |
| Book Page | 000235/000323 |
| Instrument | 57653 |
| Name | FIRST CITIZENS NAT'L BK |
|---|---|
| Type | Bank |
| Address | DYERSBURG, TN 38025-0370 |
| Amount | Amount Recorded |
|---|
Source: Obion County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Obion County |
| Municipality | Troy Town |
| Unified School District | Obion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $87,600 (-) Land $9,600 Building $78,000 | ||
| 2023 | $87,600 (+14.42%) Land $9,600 Building $78,000 | $219,000 (+14.42%) Land $24,000 Building $195,000 | |
| 2022 | $76,560 Land $8,640 Building $67,920 | $191,400 Land $21,600 Building $169,800 | |
| 2018 | $2,754.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY WATER SYSTEM serves 2,096 people · EPA ID TN0000712 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gibson Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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