Obion County property record for 218 E Harper St, Troy, TN 38260
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 0.5 ba · 2,800 sqft · built 2016 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,998 (2018) |
| Deeds & Mortgages | Dec 2023 Construction Loan Aug 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 066093J C 01301 |
| Primary APN | 066093J C 01301 |
|---|---|
| Alternative APN |
|
| Full Baths | 0.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,800 sqft Total Area |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 129 ft deep x 70 ft wide |
| Porch | Slab |
| Porch Area | 400 sqft |
| Utility Building | 448 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 218 E HARPER ST |
|---|---|
| City | TROY |
| State | TN |
| Zip | 38260 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Jurisdiction | OBION TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 965400 |
Source: Obion County records · APN 066093J C 01301
Assessment roll updated January 26, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 875, UNION CITY, TN 38281-0875 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 27, 2023 | Deed of Trust, Mortgage · Construction Mortgage SMARTBANK |
| Aug 17, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 17, 2021 |
| Transfer Doc | 000293/400 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OBION TN |
| Property Address | 218 E HARPER ST, TROY, TN 38260 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000375/143 |
|---|---|
| Date | Dec 27, 2023 |
| Book Page | 375/143 |
| Instrument | 81294 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | COOKEVILLE, TN 38501 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 29, 2043 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OBION TN |
| Recording Date | Aug 17, 2021 |
| Property Address | 218 E HARPER ST, TROY, TN 38260 |
| Document Number | 293/400 |
| Book / Page | 293 / 400 |
| Instrument Date | Aug 17, 2021 |
| Instrument | 69233 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 875, UNION CITY, TN 38281-0875 |
| Name | Verified Name |
|---|
Source: Obion County records · Assessment roll updated January 26, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Obion County |
| Municipality | Troy Town |
| Unified School District | Obion County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $104,520 (-) Land $7,200 Building $97,320 | ||
| 2023 | $104,520 (+25.44%) Land $7,200 Building $97,320 | $261,300 (+25.44%) Land $18,000 Building $243,300 | |
| 2022 | $83,320 Land $8,000 Building $75,320 | $208,300 Land $20,000 Building $188,300 | |
| 2018 | $2,998.00 |
Source: FEMA National Flood Hazard Layer as of January 24, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gibson Electric Membership Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 155 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TROY WATER SYSTEM serves 2,096 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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