316 E 197th St, Euclid (Cleveland), OH 44119 Property Records

Cuyahoga County property record for 316 E 197th St, Euclid, OH 44119

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,470 sqft · built 1924
Lot Size	0.157 acres (6,840 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Dec 2023)
Tax Bill	$3,149 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`641-09-059`

Property Details

APN / Parcel Number

Primary APN	`641-09-059`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,470 sqft Living Area
1st Floor Area	980 sqft
2nd Floor Area	490 sqft
Basement Area	980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1958
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,840 sqft (0.157 acres)
Lot Dimensions	152 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	316 E 197TH ST
City	EUCLID
State	OH
Zip	44119-1122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	17-21 K&L RESUB 0182 ALL
Legal Subdivision	K&L RESUB
Legal Tract	17
Legal Lot Number	182
Jurisdiction	CUYAHOGA OH
Township / Civil Division	EUCLID
Census Block Group	4
Census Block	4002
Census Tract	152102

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	316 E 197TH ST, EUCLID, OH 44119-1122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
May 5, 2022	Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2023 · Amount on Record
Deed Sale	Dec 21, 2023 · Amount on Record
Prior Sale	May 2, 2016 · Amount on Record
Deed Document Number	0000000052
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Dec 21, 2023
Property Address	316 E 197TH ST, EUCLID, OH 44119-1122
Document Number	0000000052
Map Reference	VOL 76 PG 11
Instrument Date	Dec 19, 2023
Instrument	202312210052
Transaction Type	Transfer
Record Updated	Jan 10, 2024
Title Company	ERIVER TITLE, ERIE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E 197TH ST, EUCLID, OH 44119-1122

Mortgage

Document Number	0000000053
Date	Dec 21, 2023
Instrument	202312210053

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	316 E 197TH ST, EUCLID, OH 44119-1122
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E 197TH ST, EUCLID, OH 44119-1122

Mortgage

Document Number	0000000516
Date	May 5, 2022
Instrument	202205050516

Lender

Name	RUSHMORE LOAN MANAGEMENT SERVICES LLC
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Jun 1, 2046

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Euclid City
Unified School District	Euclid City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,149.00 (+2.67%) Homeowner's exemption	$47,260 (-) Land $10,540 Building $36,720
2024	$3,067.00 (+19.99%) Homeowner's exemption	$47,260 (+60.91%) Land $10,540 Building $36,720	$135,000 (+60.91%) Land $30,100 Building $104,900
2023	$2,556.00 (+2.28%) Homeowner's exemption	$29,370 (-) Land $7,600 Building $21,770
2022	$2,499.00 Homeowner's exemption	$29,370 Land $7,600 Building $21,770
2021			$83,900 Land $21,700 Building $62,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
PCs for People Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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