314 E 197th St, Euclid (Cleveland), OH 44119 Property Records

Cuyahoga County property record for 314 E 197th St, Euclid, OH 44119

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,376 sqft · built 1939
Lot Size	0.126 acres (5,490 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Oct 2017)
Tax Bill	$3,235 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`641-09-058`

Property Details

APN / Parcel Number

Primary APN	`641-09-058`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,376 sqft Living Area
1st Floor Area	848 sqft
2nd Floor Area	528 sqft
Basement Area	528 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1958
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,490 sqft (0.126 acres)
Lot Dimensions	122 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	314 E 197TH ST
City	EUCLID
State	OH
Zip	44119-1122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	21 K&L RESUB TR#17 0181 ALL
Legal Subdivision	K&L RESUB
Legal Tract	17
Legal Lot Number	181
Jurisdiction	CUYAHOGA OH
Township / Civil Division	EUCLID
Census Block Group	4
Census Block	4002
Census Tract	152102

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 E 197TH ST, EUCLID, OH 44119-1122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Oct 6, 2017	Warranty Deed, Transfer · VA Mortgage FIFTH THIRD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2017 · Amount on Record
Deed Sale	Oct 6, 2017 · Amount on Record
Prior Sale	Jul 1, 2015 · Amount on Record
Deed Document Number	0010060638
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	314 E 197TH ST, EUCLID, OH 44119-1122
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E 197TH ST, CLEVELAND, OH 44119-1122
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000226
Date	Oct 26, 2023
Instrument	202310260226

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2053

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Oct 6, 2017
Property Address	314 E 197TH ST, EUCLID, OH 44119-1122
Document Number	0010060638
Instrument Date	Oct 3, 2017
Instrument	10060638
Transaction Type	Transfer
Record Updated	Nov 9, 2017
Title Company	ENTERPRISE TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E 197TH ST EUCLID OH 441191122, EUCLID, OH 44119-1122

Mortgage

Document Number	10060639
Date	Oct 6, 2017
Instrument	10060639

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2047

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Euclid City
Unified School District	Euclid City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,235.00 (+2.54%) Homeowner's exemption	$48,620 (-) Land $9,520 Building $39,100
2024	$3,155.00 (+7.83%) Homeowner's exemption	$48,620 (+43.63%) Land $9,520 Building $39,100	$138,900 (+43.64%) Land $27,200 Building $111,700
2023	$2,926.00 (+2.34%) Homeowner's exemption	$33,850 (-) Land $6,830 Building $27,020
2022	$2,859.00 Homeowner's exemption	$33,850 Land $6,830 Building $27,020
2021			$96,700 Land $19,500 Building $77,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
PCs for People Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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