316 Duncan St, Sparta, NC 28675 Property Records

Alleghany County property record for 316 Duncan St, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,722 sqft · built 1930
Lot Size	1.69 acres (73,616 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Mar 2025)
Tax Bill	$735 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`3070771774`

Property Details

APN / Parcel Number

Primary APN	`3070771774`
Alternative APNs	`81292` `84630`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,722 sqft Living Area
1st Floor Area	1,148 sqft
Basement Area	1,148 sqft
Unfinished Basement	1,148 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1945
Architectural Style	Bungalow
Exterior Material	Other
Lot Area	73,616 sqft (1.69 acres)

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Deck Area	128 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	84630
Street Address	316 DUNCAN ST
City	SPARTA
State	NC
Zip	28675-8945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TOWN
Legal Description	#37-41 WOMBLE JULIU
Legal Subdivision	WOMBLE, JULIUS
Legal Lot Number	37-41
Jurisdiction	ALLEGHANY NC
Township / Civil Division	GAP CIVIL
Census Block Group	3
Census Block	3005
Census Tract	950200

Owner

316 Duncan St is owned and occupied by two individuals who bought it in March 2025.

Source: Alleghany County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	316 DUNCAN ST, SPARTA, NC 28675-8945
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2025 · Amount on File
Deed Sale	Mar 20, 2025 · Amount on File
Prior Sale	Sep 29, 2021 · Amount on File
Deed Document Number	2025561
Deed Book / Page	449 / 1311
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Sep 29, 2021
Property Address	316 DUNCAN ST, SPARTA, NC 28675-8945
Document Number	00422/1522
Book / Page	422 / 1522
Map Reference	MB 1 PG 68
Instrument Date	Sep 24, 2021
Instrument	2855
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	316 DUNCAN ST, 316, SPARTA, NC 28675-8945

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 JEFFERSON VIEW LN APT A4, A4, JEFFERSON, NC 28640-9827

Mortgage

Document Number	0000002856
Date	Sep 29, 2021
Instrument	2856

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 316 Duncan St was $735, up 0.7% from the year before.

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Municipality	Sparta Town
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$735.00 (+0.68%)	$100,000 Land $31,400 Building $68,600	$100,000 Land $31,400 Building $68,600
2025	$730.00
2023		$100,900 Land $31,400 Building $69,500	$100,900 Land $31,400 Building $69,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 Duncan St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 Duncan St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPARTA serves 1,900 people · EPA ID NC0103010
Water Source	Purchased surface water from VIRGINIA CAROLINA WATER AUTHORITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	2.05 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000