274 Duncan St, Sparta, NC 28675 Property Records

Alleghany County property record for 274 Duncan St, Sparta, NC 28675

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,253 sqft · built 1955
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on Record
Last Sale$82,000 (Apr 2021)
Tax Bill$883 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Jun 2022 Construction Loan
+ 1 more
Flood ZoneZone AE (high risk)
APN3070679856

Property Details

APN / Parcel Number

Primary APN3070679856
Alternative APNs
  • 80824
  • 82038
  • 83239

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,253 sqft Living Area
1st Floor Area1,502 sqft
Basement Area1,502 sqft
Unfinished Basement1,502 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleCape Cod
Exterior MaterialBrick
Lot Area22,216 sqft (0.51 acres)
PorchSlab
Porch Area96 sqft
Patio Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number83239
Street Address274 DUNCAN ST
CitySPARTA
StateNC
Zip28675-9753
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTOWN
Legal Description#31-33 WOMBLE JULIU
Legal SubdivisionWOMBLE, JULIUS
Legal Block168
Legal Lot Number31-33
JurisdictionALLEGHANY NC
Township / Civil DivisionGAP CIVIL
Census Block Group3
Census Block3005
Census Tract950200

Owner

Source: Alleghany County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address54 DALRY LN, WILLOW SPRING, NC 27592-6558
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
JERRY TUCKER
Jun 10, 2022Warranty Deed, Transfer · Construction Mortgage
HOMETOWN EQUITY MORTGAGE
Apr 8, 2021Warranty Deed, Transfer · Seller Carry-Back
ROGER DELP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2021 · Amount on Record
Deed SaleApr 8, 2021 · Amount on Record
Deed Document Number2021942
Deed Book / Page417 / 444
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGHANY NC
Recording DateAug 31, 2023
Property Address274 DUNCAN ST, SPARTA, NC 28675-9753
Document Number000439/100
Book / Page439 / 100
Map ReferenceMB 1 PG 68
Instrument DateAug 29, 2023
Instrument1912
Transaction TypeTransfer
Record UpdatedSep 20, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$440.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 14292, SOUTH LAKE TAHOE, CA 96151-4292

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 DALRY LN, WILLOW SPRING, NC 27592-6558

Mortgage

Document Number0000001913
DateAug 31, 2023
Instrument1913
Lender
NameJERRY TUCKER
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term12 Months
DueAug 30, 2024

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGHANY NC
Recording DateJun 10, 2022
Property Address274 DUNCAN ST, SPARTA, NC 28675-9753
Document Number00429/1482
Book / Page429 / 1482
Map ReferenceMB 1 PG 68
Instrument DateJun 7, 2022
Instrument1395
Transaction TypeTransfer
Record UpdatedJun 27, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3853 LOST SHEEP LN, 3853, SOUTH LAKE TAHOE, CA 96150-3183

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 14292, SOUTH LAKE TAHOE, CA 96151-4292

Mortgage

Document Number00429/1485
DateJun 10, 2022
Book Page429/1485
Instrument1396
Lender
NameHOMETOWN EQUITY MORTGAGE
TypeMortgage Company
AddressLAKE FOREST, CA 92630
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGHANY NC
Recording DateApr 8, 2021
Property Address274 DUNCAN ST, SPARTA, NC 28675-9753
Document Number417/444
Book / Page417 / 444
Map ReferenceMB 1 PG 68
Instrument DateApr 2, 2021
Instrument942
Transaction TypeTransfer
Record UpdatedJul 9, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$164.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address306 ANDREWS RIDGE RD, 306, SPARTA, NC 28675-8571

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 14292, SOUTH LAKE TAHOE, CA 96151-4292

Mortgage

Document Number943
DateApr 8, 2021
Instrument943
Lender
NameROGER DELP
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded
Term36 Months
DueApr 8, 2024

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 15, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAlleghany County
MunicipalitySparta Town
Unified School DistrictAlleghany County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$125,300 (+10.88%) Land $25,100 Building $100,200$125,300 (+10.88%) Land $25,100 Building $100,200
2025$883.00
2023$113,000 Land $25,100 Building $87,900$113,000 Land $25,100 Building $87,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SPARTA
serves 1,900 people · EPA ID NC0103010
Water SourcePurchased surface water from VIRGINIA CAROLINA WATER AUTHORITY
Last State InspectionAug 2024
LeadUnder 1 ppb (2025)
action level 15 ppb
Copper2.05 mg/L (2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000

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