Bell County property record for 316 Curtis Ave, Troy, TX 76579
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,560 sqft · built 1918 |
| Lot Size | 0.51 acres (22,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $43,900 (Mar 1997) |
| Tax Bill | $1,987 (2025) |
| Deeds & Mortgages | Oct 2019 Loan Modification Aug 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 0375530000 |
| Primary APN | 0375530000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1936 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,200 sqft (0.51 acres) |
| Lot Dimensions | 296 ft deep x 75 ft wide |
| Porch | Slab |
| Porch Area | 104 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 316 CURTIS AVE |
|---|---|
| City | TROY |
| State | TX |
| Zip | 76579-2518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF |
| Legal Description | L E CURTIS SUBDIVISION, BLOCK 001, LOT 0030 |
| Legal Subdivision | L E CURTIS SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 30 |
| Jurisdiction | BELL TX |
| Township / Civil Division | EAST BELL |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 20102 |
316 Curtis Ave is owned and occupied by an individual who acquired it in August 2019.
Source: Bell County records, as of July 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 316 CURTIS AVE, TROY, TX 76579-2518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2019 | Loan Modification, Mortgage MIDFIRST BK |
| Aug 23, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 1997 · Amount on File |
| Deed Sale | Mar 31, 1997 · Amount on File |
| Deed Document Number | 19978179 |
| Deed Book / Page | 3597 / 663 |
| Last Transfer Date | Aug 13, 2019 |
| Transfer Doc | 0000038028 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 316 CURTIS AVE, TROY, TX 76579-2518 |
| Document Number | 0000047943 |
| Instrument Date | Oct 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 316 CURTIS AVE TROY TX 765792518, TROY, TX 76579-2518 |
| Document Number | 0000047943 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | 011047/000354 |
| Instrument | 47943 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Amount | Amount on Record |
|---|---|
| Term | 216 Months |
| Due | Oct 17, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Aug 23, 2019 |
| Property Address | 316 CURTIS AVE, TROY, TX 76579-2518 |
| Document Number | 0000038028 |
| Instrument Date | Aug 13, 2019 |
| Instrument | 38028 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 316 CURTIS AVE TROY TX 765792518, TROY, TX 76579-2518 |
The 2025 property tax bill for 316 Curtis Ave was $1,987 with exemptions applied.
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Troy City |
| Unified School District | Troy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,987.00 | $97,754 | $116,983 Land $22,000 Building $94,983 |
| 2023 | $527.00 (-29.64%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $116,365 Land $15,000 Building $101,365 | $116,365 Land $15,000 Building $101,365 |
| 2022 | $749.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 316 Curtis Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 316 Curtis Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TROY serves 4,367 people · EPA ID TX0140037 |
|---|---|
| Water Source | Purchased surface water from CITY OF TEMPLE |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: Verizon.
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