Bell County property record for 315 Curtis Ave, Troy, TX 76579
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,120 sqft · built 1959 |
| Lot Size | 0.301 acres (13,125 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,923 (2023) |
| Deeds & Mortgages | May 2017 Mortgage Jan 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0375370000 |
| Primary APN | 0375370000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Gross Area | 1,388 sqft |
| 1st Floor Area | 1,388 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,125 sqft (0.301 acres) |
| Lot Dimensions | 175 ft deep x 75 ft wide |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Canopy | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 822306 |
|---|---|
| Street Address | 315 CURTIS AVE |
| City | TROY |
| State | TX |
| Zip | 76579-2519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF |
| Legal Description | L E CURTIS SUBDIVISION, BLOCK 001, LOT 0010 |
| Legal Subdivision | L E CURTIS SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | BELL TX |
| Township / Civil Division | EAST BELL |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 20102 |
Source: Bell County records · APN 0375370000
Assessment roll updated August 1, 2023 · Last verified April 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 315 CURTIS AVE, TROY, TX 76579-2519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 04, 2017 | Deed of Trust, Mortgage · Stand-Alone First Mortgage CENTRAL NATIONAL BANK |
| Jan 09, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 09, 2017 |
| Deed Sale | Jan 09, 2017 |
| Deed Document Number | 2017-00000990 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 315 CURTIS AVE, TROY, TX 76579-2519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017814 |
|---|---|
| Date | May 04, 2017 |
| Instrument | 2017-00017814 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Subprime Lender |
| Address | TEMPLE, TX 76502 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jan 09, 2017 |
| Property Address | 315 CURTIS AVE, TROY, TX 76579-2519 |
| Document Number | 0000000990 |
| Instrument Date | Dec 22, 2016 |
| Instrument | 990 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 CURTIS AVE TROY TX 765792519, TROY, TX 76579-2519 |
Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Troy City |
| Unified School District | Troy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,923.00 (-3.66%) | $114,610 Land $15,000 Building $99,610 | $114,610 Land $15,000 Building $99,610 |
| 2022 | $1,996.00 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 64% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Radiate Holdings Cable · Fiber in parts of the area | 1,500 / 50 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
May also be available: Verizon.
Based on FCC filings for 358 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF TROY serves 4,367 people |
|---|---|
| Water Source | Purchased surface water from CITY OF TEMPLE |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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