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316 Cobblestone Dr, Spring Lake, NC 28390 Property Records

Harnett County property record for 316 Cobblestone Dr, Spring Lake, NC 28390

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,790 sqft · built 2010
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Tax Bill$3,091 (2026)
Deeds & MortgagesJun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1500000018

Property Details

APN / Parcel Number

Primary APN1500000018
Alternative APN
  • 01053514 0100 15

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,790 sqft Heated Area
1st Floor Area2,195 sqft
Basement Area4,096 sqft
Finished Basement4,096 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area43,560 sqft (1 acres)
Garage Area420 sqft
PorchPorch
Porch Area119 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number1500000018
Street Address316 COBBLESTONE DR
CitySPRING LAKE
StateNC
Zip28390-9178
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA20R
Legal DescriptionLT#40R STONE CROSS S2 PHIMAP#2006-1141
Legal SubdivisionSTONE CROSS
Legal Phase1
Legal Lot Number40R
JurisdictionHARNETT NC
Township / Civil DivisionANDERSON CREEK
Census Block Group2
Census Block2006
Census Tract71204

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address316 COBBLESTONE DR, SPRING LAKE, NC 28390-9178
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2020
Deed SaleJun 25, 2020
Prior SaleSep 13, 2010 · Amount on Record
Deed Document Number202010207
Deed Book / Page3829 / 907
Prior Transfer DateJun 20, 2020
Prior Transfer Doc0000010207
Record UpdatedOct 29, 2026

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARNETT NC
Recording DateJun 25, 2020
Property Address316 COBBLESTONE DR, SPRING LAKE, NC 28390-9178
Document Number0000010207
Book / Page003829 / 000907
Instrument DateJun 20, 2020
Instrument10207
Transaction TypeTransfer
Record UpdatedAug 11, 2020
Title CompanyVANTAGE PT TITLE INC

Transaction

AmountAmount Recorded
Tax$110.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 COBBLESTONE DR SPRING LAKE NC 283909178, SPRING LAKE, NC 28390-9178

Mortgage

Document Number10208
DateJun 25, 2020
Book Page003829/000909
Instrument10208
Lender
NameCLEARPATH LNDG
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 24, 2050

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHarnett County
Unified School DistrictHarnett County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,091.00 (+24.74%)$406,322 (+19.02%)$406,322 (+19.02%) Land $77,210 Building $329,112
2023$2,478.00$341,384$341,384 Land $78,860 Building $262,524

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims6 (2013–2018)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 72% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARNETT REGIONAL WATER
serves 121,885 people · EPA ID NC0343045
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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