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232 Cobblestone Dr, Spring Lake, NC 28390 Property Records

Harnett County property record for 232 Cobblestone Dr, Spring Lake, NC 28390 · Last verified October 2023

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,944 sqft · built 2006
Lot Size0.539 acres (23,522 sqft)
OwnerIndividual Name on File
Last Sale$282,000 (Sep 2023)
Tax Bill$1,641 (2023)
Deeds & MortgagesSep 2025 Mortgage
Sep 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1500042560

Property Details

APN / Parcel Number

Primary APN1500042560
Alternative APN
  • 01053514 0100 20

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,944 sqft Heated Area
Gross Area2,677 sqft
1st Floor Area846 sqft
FlooringPlywood
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof MaterialComposition Shingle
Lot Area23,522 sqft (0.539 acres)
Garage Area472 sqft
PorchPorch
Porch Area72 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1500042560
Street Address232 COBBLESTONE DR
CitySPRING LAKE
StateNC
Zip28390-9177
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT#46 STONE CROSS SC2 PHIMAP#2005-953
Legal SubdivisionSTONE CROSS
Legal Phase1
Legal Lot Number46
JurisdictionHARNETT NC
Township / Civil DivisionANDERSON CREEK
Census Block Group2
Census Block2006
Census Tract71204

Owner

Source: Harnett County records · APN 1500042560

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address232 COBBLESTONE DR, SPRING LAKE, NC 28390-9177
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2025Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 25, 2023Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jun 07, 2021Warranty Deed, Transfer · VA Mortgage
AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 25, 2023 · Amount on Record
Deed SaleSep 25, 2023 · Amount on Record
Prior SaleJun 07, 2021 · Amount on Record
Deed Document Number2023016183
Deed Book / Page4208 / 2113
Record UpdatedJun 07, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARNETT NC
Property Address232 COBBLESTONE DR, SPRING LAKE, NC 28390-9177
Transaction TypeMortgage
Record UpdatedOct 09, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 COBBLESTONE DR, SPRING LAKE, NC 28390-9177

Mortgage

Document Number0000017995
DateSep 24, 2025
Book Page4304/2857
Instrument2025017995
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Address585 SOUTH BLVD E, PONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateSep 25, 2023
Property Address232 COBBLESTONE DR, SPRING LAKE, NC 28390-9177
Document Number0000016183
Book / Page4208 / 2113
Instrument DateSep 18, 2023
Instrument2023016183
Transaction TypeTransfer
Record UpdatedOct 13, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$564.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3016W W PRICE AVE, TAMPA, FL 33611-3840

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 COBBLESTONE DR, SPRING LAKE, NC 28390-9177

Mortgage

Document Number0000016190
DateSep 25, 2023
Book Page4208/2181
Instrument2023016190
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateJun 07, 2021
Property Address232 COBBLESTONE DR, SPRING LAKE, NC 28390-9177
Document Number0000012967
Book / Page3995 / 219
Map ReferenceMB 2005 PG 953
Instrument DateMay 17, 2021
Instrument2021012967
Transaction TypeTransfer
Record UpdatedJul 01, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$460.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12 MT MITCHELL PL, 12, CAMERON, NC 28326-4801

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 COBBLESTONE DR, SPRING LAKE, NC 28390-9177

Mortgage

Document Number0000012968
DateJun 07, 2021
Instrument2021012968
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: Harnett County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHarnett County
Unified School DistrictHarnett County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$1,641.00$222,022$222,022 Land $53,240 Building $168,782

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harnett County (37085C), updated March 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370850712042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 21 individual NFIP policies nearby
Nearby Flood Policies21 in force
Nearby Flood Claims6 (2013–2018)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2018, rainfall accumulation, Hurricane Florence
Claims By Storm
  • Hurricane Florence, Sep 2018 · 3 claims

Wildfire

Wildfire RiskModerate
above 51% of the US · above 73% of North Carolina
Wildfire LikelihoodAbout 1 in 926 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 131 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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