316 Cedar Ln, Flagler Beach, FL 32136 Property Records

Flagler County property record for 316 Cedar Ln, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,363 sqft · built 2003
Lot Size	0.143 acres (6,229 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,159 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-12-31-3025-00050-0100`

Property Details

APN / Parcel Number

Primary APN	`11-12-31-3025-00050-0100`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,363 sqft Living Area
Gross Area	2,040 sqft
1st Floor Area	1,363 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2005
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,229 sqft (0.143 acres)
Driveway	Concrete Driveway
Driveway Area	505 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	316 CEDAR LN
City	FLAGLER BEACH
State	FL
Zip	32136-3459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST UR SUBD PROPERTY APPRAISERS MAP #5 BLK 5 LOT 10 OR 692/217 OR 1789/1720-1722- ACM & DC OR 2014/1861 OR 2019/1847-GERALDINE BUCKLEY MARINO PR OR 2031/1926 OR 2034/1051
Legal Range	31E
Legal Township	12S
Legal Section	11
Legal Subdivision	HILLCREST UR SUBD
Legal Block	5
Legal Lot Number	10
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1002
Census Tract	60304

Owner

Source: Flagler County records · APN 11-12-31-3025-00050-0100

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	316 CEDAR LN, FLAGLER BEACH, FL 32136-3459
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Nov 09, 2014
Transfer Doc	0020341051
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	316 CEDAR LN, FLAGLER BEACH, FL 32136-3459
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026300407
Date	Nov 22, 2021
Book Page	2630/407
Instrument	2021064057

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Aug 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,159.00 (+3.3%) Homeowner's exemption	$154,237 (+22.02%)	$262,784 (+11.86%) Land $78,000 Building $184,784
2024	$2,090.00 (+27.36%)
2023	$1,641.00 (+3.66%) Homeowner's exemption	$126,402 (+3%)	$234,930 (-2.08%) Land $53,000 Building $181,930
2022	$1,583.00 Homeowner's exemption	$122,720	$239,925 Land $63,000 Building $176,925

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 127 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	127 in force
Nearby Flood Claims	69 (1995–2026)
Claims Outside the SFHA	8 of 69
Most Recent Claim	May 2026 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 13 claims Hurricane Irma, Oct 2017 · 39 claims Hurricane Frances, Sep 2004 · 5 claims

Wildfire

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 160 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FLAGLER BEACH WTP serves 4,830 people
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.