312 Cedar Ln, Flagler Beach, FL 32136 Property Records

Flagler County property record for 312 Cedar Ln, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 900 sqft · built 2019
Lot Size	0.242 acres (10,585 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Mar 2024)
Tax Bill	$4,697 (2025)
Deeds & Mortgages	Mar 2024 Sale Mar 2018 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11-12-31-3025-00050-0080`

Property Details

APN / Parcel Number

Primary APN	`11-12-31-3025-00050-0080`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	900 sqft Heated Area
Gross Area	1,380 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,585 sqft (0.242 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Driveway	Driveway
Driveway Area	890 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	312 CEDAR LN
City	FLAGLER BEACH
State	FL
Zip	32136-3459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST UR SUBD PROPERTY APPRAISERS MAP #5 BLK 5 LOT 8 AND THE SLY 41' OF LOT 6 OR 691/1480 OR 1637/1225 OR 1810/709 OR 188
Legal Range	31E
Legal Township	12S
Legal Section	11
Legal Subdivision	HILLCREST UR SUB
Legal Block	5
Legal Lot Number	6,8
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1002
Census Tract	60304

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	723 N CENTRAL AVE, FLAGLER BEACH, FL 32136-3393
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 13, 2018	Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK
May 21, 2019	Deed of Trust, Mortgage · Commercial Mortgage AMERIS BANK
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Mar 20, 2019	Loan Modification, Mortgage · Conventional Mortgage AMERIS BK
Feb 9, 2017	Warranty Deed, Transfer AMERICAS CHOICE TITLE AGENCY, AMERICA'S CHOICE TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2024 · Amount on Record
Deed Sale	Mar 20, 2024 · Amount on Record
Prior Sale	Feb 9, 2017 · Amount on Record
Deed Document Number	2024011405
Deed Book / Page	2854 / 1924
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 20, 2024
Property Address	312 CEDAR LN, FLAGLER BEACH, FL 32136-3459
Document Number	0028541924
Book / Page	2854 / 1924
Instrument Date	Mar 18, 2024
Instrument	2024011405
Transaction Type	Transfer
Record Updated	Apr 8, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1447 NW 12TH AVE # AVE101, AVE101, PORTLAND, OR 97209-2657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 N CENTRAL AVE, FLAGLER BEACH, FL 32136-3393

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	312 CEDAR LN, FLAGLER BEACH, FL 32136-3459
Transaction Type	Mortgage
Record Updated	Mar 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022650291
Date	Mar 13, 2018
Book Page	2265/0291
Instrument	2018009108

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	9.5%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	312 CEDAR LN, FLAGLER BEACH, FL 32136-3459
Transaction Type	Mortgage
Record Updated	Mar 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023560861
Date	May 21, 2019
Book Page	2356/0861
Instrument	2019018189

Lender

Name	AMERIS BANK
Type	Bank
Address	SAINT AUGUSTINE, FL 32080

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 14, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	312 CEDAR LN, FLAGLER BEACH, FL 32136-3459
Transaction Type	Mortgage
Record Updated	Mar 25, 2021
Title Company	AGENTS CHOICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 CEDAR LN, FLAGLER BEACH, FL 32136-3459

Mortgage

Document Number	0024971730
Date	Nov 23, 2020
Book Page	2497/1730
Instrument	2020048454

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FLAGLER FL
Property Address	312 CEDAR LN, FLAGLER BEACH, FL 32136-3459
Document Number	0023421597
Instrument Date	Mar 20, 2019
Transaction Type	Mortgage
Record Updated	Apr 3, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 CEDAR LN FLAGLER BEACH FL 32136, FLAGLER BEACH, FL 32136

Mortgage

Document Number	0023421597
Date	Mar 21, 2019
Book Page	002342/001597
Instrument	9724

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Feb 9, 2017
Property Address	312 CEDAR LN, FLAGLER BEACH, FL 32136-3459
Document Number	0021860884
Book / Page	002186 / 000884
Instrument Date	Feb 6, 2017
Instrument	5064
Transaction Type	Transfer
Record Updated	Mar 16, 2017
Title Company	AMERICAS CHOICE TITLE AGENCY, AMERICA'S CHOICE TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 VILLAGE DR FLAGLER BEACH FL 321363472, FLAGLER BEACH, FL 32136-3472

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,697.00 (+134.38%)	$240,454 (+33.76%) Land $96,200 Building $144,254	$240,454 (+11.92%) Land $96,200 Building $144,254
2023	$2,004.00 (+4.21%) Homeowner's exemption Additional exemption filed	$179,763 (+3%)	$214,852 (-2.66%) Land $55,800 Building $159,052
2022	$1,923.00 Homeowner's exemption Additional exemption filed	$174,527	$220,715 Land $65,800 Building $154,915

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 127 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	127 in force
Nearby Flood Claims	69 (1995–2026)
Claims Outside the SFHA	8 of 69
Most Recent Claim	May 2026 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 13 claims Hurricane Irma, Oct 2017 · 39 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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