Defiance County property record for 316 Carter Rd, Defiance, OH 43512
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,754 sqft · built 1960 |
| Lot Size | 0.37 acres (16,104 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,338 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Apr 2005 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B014183001500 |
| Primary APN | B014183001500 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,754 sqft Living Area |
| Gross Area | 6,604 sqft |
| 1st Floor Area | 2,754 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 16,104 sqft (0.37 acres) |
| Lot Dimensions | 132 ft deep x 122 ft wide |
| View / Lot | Waterfront / Beach |
| Garage Type | Attached - Unfinished |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 420 sqft |
|---|---|
| Patio Area | 420 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Silo | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Street Address | 316 CARTER RD |
|---|---|
| City | DEFIANCE |
| State | OH |
| Zip | 43512-3537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S&S RANCHLAND HTS SUB LOT 15 3RD REVISED |
| Legal Subdivision | S&S RANCHLAND HEIGHTS |
| Legal Lot Number | 15 |
| Jurisdiction | DEFIANCE OH |
| Township / Civil Division | DEFIANCE |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 958700 |
Source: Defiance County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 22730 WATSON RD, DEFIANCE, OH 43512-8807 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO |
| Apr 6, 2005 | Deed of Trust, Mortgage · Conventional Mortgage ABN AMRO MORTGAGE GROUP INC |
| Mar 2, 2016 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Apr 26, 2005 | Deed of Trust, Mortgage · Line of Credit GB HOME EQUITY LLC |
| Mar 2, 2018 | Transfer on Death Deed, Transfer |
| Feb 13, 2018 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 28, 2018 |
| Transfer Doc | 00410/0906 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 316 CARTER RD, DEFIANCE, OH 43512-3537 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00412/2763 |
|---|---|
| Date | Jun 20, 2018 |
| Book Page | 412/2763 |
| Instrument | 201800002650 |
| Name | THE STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 316 CARTER RD, DEFIANCE, OH 43512-3537 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | CHELSEA TITLE, CHELSEA TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 00290/0034 |
|---|---|
| Date | Apr 6, 2005 |
| Book Page | 290/0034 |
| Instrument | 200500002156 |
| Name | ABN AMRO MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 316 CARTER RD, DEFIANCE, OH 43512-3537 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00394/0114 |
|---|---|
| Date | Mar 2, 2016 |
| Book Page | 394/0114 |
| Instrument | 201600000812 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Mar 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 316 CARTER RD, DEFIANCE, OH 43512-3537 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | CHELSEA TITLE, CHELSEA TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 00290/2318 |
|---|---|
| Date | Apr 26, 2005 |
| Book Page | 290/2318 |
| Instrument | 200500002635 |
| Name | GB HOME EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | MILWAUKEE, WI 53209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 7, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Recording Date | Mar 2, 2018 |
| Property Address | 316 CARTER RD, DEFIANCE, OH 43512-3537 |
| Document Number | 00410/0906 |
| Book / Page | 410 / 0906 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 201800000863 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 316 CARTER RD, DEFIANCE, OH 43512-3537 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Recording Date | Feb 13, 2018 |
| Property Address | 316 CARTER RD, DEFIANCE, OH 43512-3537 |
| Document Number | 00409/2984 |
| Book / Page | 409 / 2984 |
| Instrument Date | Feb 12, 2018 |
| Instrument | 201800000623 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 316 CARTER RD, SOUTH BLOOMINGVILLE, OH 43152 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 316 CARTER RD, DEFIANCE, OH 43512-3537 |
Source: Defiance County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Defiance County |
| County Subdivision | Defiance Township |
| Municipality | Defiance City |
| Unified School District | Defiance City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,338.00 | $61,350 (-) Land $5,970 Building $55,380 | |
| 2024 | $2,338.00 (+1.17%) | $61,350 (-) Land $5,970 Building $55,380 | $175,310 (+0.01%) Land $17,070 Building $158,240 |
| 2023 | $2,311.00 (+36.26%) Homeowner's exemption | $61,350 (+24.62%) Land $5,970 Building $55,380 | $175,285 (+24.6%) Land $17,057 Building $158,228 |
| 2022 | $1,696.00 Homeowner's exemption | $49,230 Land $5,970 Building $43,260 | |
| 2020 | $140,680 Land $17,070 Building $123,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEFIANCE CITY serves 16,494 people · EPA ID OH2000111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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