316 Atcher St, Radcliff, KY 40160 Property Records

Hardin County property record for 316 Atcher St, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1967
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$159,000 (Sep 2021)
Tax Bill	$1,509 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`160-20-03-014`

Property Details

APN / Parcel Number

Primary APN	`160-20-03-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Architectural Style	Raised Ranch
Exterior Material	Brick
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Garage Area	567 sqft
Patio Area	330 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	316 ATCHER ST
City	RADCLIFF
State	KY
Zip	40160-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIVERSITY AC LT 062
Legal Subdivision	UNIVERSITY AC
Legal Lot Number	62
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	4
Census Block	4004
Census Tract	400

Owner

Source: Hardin County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	316 ATCHER ST, RADCLIFF, KY 40160-2002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 23, 2020	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 3, 2020	Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2021 · Amount on Record
Deed Sale	Sep 21, 2021 · Amount on Record
Prior Sale	Nov 23, 2020 · Amount on Record
Deed Document Number	0015191163
Deed Book / Page	1519 / 1163
Record Updated	Jun 8, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Sep 21, 2021
Property Address	316 ATCHER ST, RADCLIFF, KY 40160-2002
Document Number	01519/1163
Book / Page	1519 / 1163
Map Reference	MB 2 PG 40
Instrument Date	Sep 20, 2021
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$159.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 DONNA ST SW, CALHOUN, GA 30701

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	316 ATCHER ST, RADCLIFF, KY 40160-2002

Mortgage

Document Number	0024031313
Date	Sep 21, 2021
Instrument	2403/1313

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Nov 23, 2020
Property Address	316 ATCHER ST, RADCLIFF, KY 40160-2002
Document Number	001501/390
Book / Page	1501 / 390
Map Reference	MB 2 PG 40
Instrument Date	Nov 19, 2020
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$143.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	481 WINDING CREEK DR, SHEPHERDSVILLE, KY 40165-8404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 ATCHER ST, RADCLIFF, KY 40160-2002

Mortgage

Document Number	002347/725
Date	Nov 23, 2020
Book Page	2347/725

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Mar 3, 2020
Property Address	316 ATCHER ST, RADCLIFF, KY 40160-2002
Document Number	01486/1267
Book / Page	1486 / 1267
Map Reference	CAB 1 SH 96-B
Instrument Date	Feb 28, 2020
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$67.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3400 OLD AUGUSTA RD, DEARING, GA 30808-4020

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	481 WINDING CREEK DR, SHEPHERDSVILLE, KY 40165-8404
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Radcliff City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,509.00 (+9.67%)	$159,000 (-) Land $17,000 Building $142,000	$159,000 (-) Land $17,000 Building $142,000
2023		$159,000 (-) Land $17,000 Building $142,000	$159,000 (-) Land $17,000 Building $142,000
2022		$159,000 Land $17,000 Building $142,000	$159,000 Land $17,000 Building $142,000
2021	$1,376.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brandenburg Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Windstream.

Nearby Properties on Atcher St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures