Hardin County property record for 311 Atcher St, Radcliff, KY 40160 · Last verified August 2026
| Property Type | Commercial |
|---|---|
| Lot Size | 0.967 acres (42,123 sqft) |
| Owner | Company Name on File |
| Last Sale | $29,900 (Jul 2022) |
| Tax Bill | $4,237 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2023 Line of Credit + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-20-03-015 |
| Primary APN | 160-20-03-015 |
|---|
| Units | 12 Units |
|---|
| Lot Area | 42,123 sqft (0.967 acres) |
|---|
| Street Address | 311 ATCHER ST |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-2067 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | PEARMAN APT DIV LT 4 |
| Legal Subdivision | PEARMAN APT DIV |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 400 |
Source: Hardin County records · APN 160-20-03-015
Assessment roll updated January 20, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 782 BATES RD, ELIZABETHTOWN, KY 42701-6501 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · Line of Credit WEST POINT BANK |
| Jul 13, 2023 | Deed of Trust, Mortgage · Line of Credit WEST POINT BANK |
| Jun 16, 2023 | Deed of Trust, Mortgage · Construction Mortgage WEST POINT BANK |
| Sep 24, 2021 | Deed of Trust, Mortgage · Line of Credit WEST POINT BANK |
| Sep 24, 2021 | Deed of Trust, Mortgage · Line of Credit WEST POINT BANK |
| Sep 30, 2022 | Deed of Trust, Mortgage · Line of Credit WEST POINT BANK |
| Aug 15, 2022 | Deed of Trust, Mortgage · Line of Credit WEST POINT BANK |
| Nov 23, 2021 | Deed of Trust, Mortgage · Line of Credit WEST POINT BANK |
| Oct 21, 2021 | Deed of Trust, Mortgage · Line of Credit WEST POINT BANK |
| Sep 24, 2021 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 05, 2022 · Amount on Record |
| Deed Sale | Jul 05, 2022 · Amount on Record |
| Deed Book / Page | 1537 / 632 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Jul 28, 2026 |
| Property Address | 311 ATCHER ST, RADCLIFF, KY 40160-2067 |
| Document Number | 2626000228 |
| Book / Page | 2626 / 228 |
| Instrument Date | Jul 24, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 782 BATES RD, ELIZABETHTOWN, KY 42701-6501 |
| Document Number | 2626000228, |
|---|---|
| Date | Jul 28, 2026 |
| Book Page | 2626/228 |
| Name | WEST POINT BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 24, 2046 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 311 ATCHER ST, RADCLIFF, KY 40160-2067 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Title Company | NOT AVAILABLE, COLLIER TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 782 BATES RD, ELIZABETHTOWN, KY 42701-6501 |
| Document Number | 02488/1114 |
|---|---|
| Date | Jul 13, 2023 |
| Book Page | 2488/1114 |
| Name | WEST POINT BANK |
|---|---|
| Type | Bank |
| Address | RADCLIFF, KY 40159 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 07, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 311 ATCHER ST, RADCLIFF, KY 40160-2067 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002485/660 |
|---|---|
| Date | Jun 16, 2023 |
| Book Page | 2485/660 |
| Name | WEST POINT BANK |
|---|---|
| Type | Bank |
| Address | RADCLIFF, KY 40159 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 14, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 311 ATCHER ST, RADCLIFF, KY 40160-2067 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 782 BATES RD, ELIZABETHTOWN, KY 42701-6501 |
| Investor | Possibly a Property Investor |
| Document Number | 02404/1118 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 2404/1118 |
| Name | WEST POINT BANK |
|---|---|
| Type | Bank |
| Address | RADCLIFF, KY 40159 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Sep 10, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 311 ATCHER ST, RADCLIFF, KY 40160-2067 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 782 BATES RD, ELIZABETHTOWN, KY 42701-6501 |
| Investor | Possibly a Property Investor |
| Document Number | 02404/1104 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 2404/1104 |
| Name | WEST POINT BANK |
|---|---|
| Type | Bank |
| Address | RADCLIFF, KY 40159 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Sep 10, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 311 ATCHER ST, RADCLIFF, KY 40160-2067 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2022 |
| Title Company | COLLIER TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 002458/980 |
|---|---|
| Date | Sep 30, 2022 |
| Book Page | 2458/980 |
| Name | WEST POINT BANK |
|---|---|
| Type | Bank |
| Address | RADCLIFF, KY 40159 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Sep 30, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 311 ATCHER ST, RADCLIFF, KY 40160-2067 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Title Company | COLLIER TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 782 BATES RD, ELIZABETHTOWN, KY 42701-6501 |
| Document Number | 02452/1396 |
|---|---|
| Date | Aug 15, 2022 |
| Book Page | 2452/1396 |
| Name | WEST POINT BANK |
|---|---|
| Type | Bank |
| Address | RADCLIFF, KY 40159 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 12, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 311 ATCHER ST, RADCLIFF, KY 40160-2067 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02414/1537 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 2414/1537 |
| Name | WEST POINT BANK |
|---|---|
| Type | Bank |
| Address | RADCLIFF, KY 40159 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 19, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 311 ATCHER ST, RADCLIFF, KY 40160-2067 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2409/539 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 2409/539 |
| Name | WEST POINT BANK |
|---|---|
| Type | Bank |
| Address | RADCLIFF, KY 40159 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 15, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Sep 24, 2021 |
| Property Address | 311 ATCHER ST, RADCLIFF, KY 40160-2067 |
| Document Number | 0001520/88 |
| Book / Page | 1520 / 88 |
| Map Reference | CAB 1 SH 1678 |
| Instrument Date | Sep 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 782 BATES RD, ELIZABETHTOWN, KY 42701-6501 |
| Name | Verified Name |
|---|---|
| Address | 782 BATES RD, E TOWN, KY 42701-6501 |
Source: Hardin County records · Assessment roll updated January 20, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,237.00 (+27.51%) | $380,000 (+26.67%) Land $20,000 Building $360,000 | $380,000 (+26.67%) Land $20,000 Building $360,000 |
| 2023 | $300,000 (-) Land $20,000 Building $280,000 | $300,000 (-) Land $20,000 Building $280,000 | |
| 2022 | $300,000 Land $20,000 Building $280,000 | $300,000 Land $20,000 Building $280,000 | |
| 2021 | $3,323.00 |
Source: FEMA National Flood Hazard Layer, Hardin County (21093C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210930004004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2008, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 300 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Brandenburg Communications | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: T-Mobile USA, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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