Schenectady County and Glenville Town property record for 231 5th St, Schenectady, NY 12302
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,036 sqft · built 1910 |
| Lot Size | 0.075 acres (3,300 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $148,500 (Feb 2019) |
| Tax Bill | $5,389 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422201 38.27-3-14 |
| Primary APN | 422201 38.27-3-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,036 sqft Living Area |
| 1st Floor Area | 748 sqft |
| Upper Floors Area | 288 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,300 sqft (0.075 acres) |
| Lot Dimensions | 100 ft deep x 33 ft wide |
| Porch | Slab |
| Porch Area | 384 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | A03008 |
|---|---|
| Street Address | 231 5TH ST |
| City | SCHENECTADY |
| State | NY |
| Zip | 12302-1919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | SCOTIA HIGHLANDS L330 HL |
| Legal Subdivision | SCOTIA HIGHLAND TRACT |
| Legal Block | 3 |
| Legal Lot Number | 14.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | GLENVILLE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 32200 |
Source: Schenectady County and Glenville Town records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 231 5TH ST, SCHENECTADY, NY 12302-1919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2026 | Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORPORATION |
| Jul 18, 2023 | Deed of Trust, Mortgage · Line of Credit SUNMARK FCU |
| Dec 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage SUNMARK FCU |
| Feb 4, 2019 | Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2019 · Amount on Record |
| Deed Sale | Feb 4, 2019 · Amount on Record |
| Prior Sale | Oct 6, 2014 · Amount on Record |
| Deed Document Number | 20195016 |
| Deed Book / Page | 2004 / 875 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 16, 2026 |
| Property Address | 231 5TH ST, SCHENECTADY, NY 12302-1919 |
| Document Number | 0000016140 |
| Book / Page | 2175 / 900 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 202616140 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $107,060.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000016141, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 202616141 |
| Name | HOMESTEAD FUNDING CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 231 5TH ST, SCHENECTADY, NY 12302-1919 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 231 5TH ST, SCOTIA, NY 12302-1919 |
| Document Number | 0000040908 |
|---|---|
| Date | Jul 18, 2023 |
| Book Page | 5318/111 |
| Instrument | 202340908 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 25, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 9, 2021 |
| Property Address | 231 5TH ST, SCHENECTADY, NY 12302-1919 |
| Document Number | 0000062056 |
| Book / Page | 2073 / 318 |
| Map Reference | CAB B-149 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 202162056 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 231 5TH ST, 231, SCOTIA, NY 12302-1919 |
| Name | Verified Name |
|---|---|
| Address | 229 5TH ST # 2, 2, SCOTIA, NY 12302-1919 |
| Document Number | 0000062057 |
|---|---|
| Date | Dec 9, 2021 |
| Instrument | 202162057 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 4, 2019 |
| Property Address | 231 5TH ST, SCHENECTADY, NY 12302-1919 |
| Document Number | 0000005016 |
| Book / Page | 2004 / 875 |
| Map Reference | CAB B-149 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 201905016 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $594.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 231 5TH ST, 231, SCOTIA, NY 12302-1919 |
| Name | Verified Name |
|---|---|
| Address | 17 SOCHA LN, GLENVILLE, NY 12302-3818 |
| Document Number | 0000005017 |
|---|---|
| Date | Feb 4, 2019 |
| Instrument | 201905017 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2049 |
Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Glenville Town |
| Municipality | Scotia Village |
| Unified School District | Scotia-Glenville Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,389.00 | $105,700 (-) Land $12,100 Building $93,600 | $192,182 (+23.64%) Land $22,000 Building $170,182 |
| 2023 | $105,700 Land $12,100 Building $93,600 | $155,441 Land $17,794 Building $137,647 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTIA VILLAGE WATER WORKS serves 12,800 people · EPA ID NY4600071 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Jan 2021 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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