Clay County property record for 316 3rd St NW, Ulen, MN 56585
| Property Type | Single Family Home |
|---|---|
| Details | built 1984 |
| Lot Size | 0.34 acres (14,669 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,672 (2026) |
| Deeds & Mortgages | Jul 2019 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60.675.0120 |
| Primary APN | 60.675.0120 |
|---|
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 14,669 sqft (0.34 acres) |
| Street Address | 316 3RD ST NW |
|---|---|
| City | ULEN |
| State | MN |
| Zip | 56585-4309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 1 SWENSON'S 4TH ADD ULEN CITY |
| Legal Range | 44 |
| Legal Township | 142 |
| Legal Section | 28 |
| Legal Subdivision | SWENSONS 3RD ADD |
| Jurisdiction | CLAY MN |
| Township / Civil Division | ULEN |
| Census Block Group | 2 |
| Census Block | 2085 |
| Census Tract | 30201 |
316 3rd St NW is owned and occupied by an individual who acquired it in March 2006.
Source: Clay County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 246, ULEN, MN 56585-0246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| Jun 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 30, 2006 |
| Transfer Doc | 0000625908 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 316 3RD ST NW, ULEN, MN 56585-4309 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000791071 |
|---|---|
| Date | Jul 2, 2019 |
| Instrument | 791071 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 1, 2029 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 316 3RD ST NW, ULEN, MN 56585-4309 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000802587 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 802587 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 316 3rd St NW was $3,672 with a homeowner's exemption.
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Ulen City |
| Unified School District | Ulen-Hitterdal Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,672.00 Homeowner's exemption | $270,600 (+3.09%) Land $16,600 Building $254,000 | $270,600 (+3.09%) Land $16,600 Building $254,000 |
| 2025 | $262,500 Land $16,600 Building $245,900 | $262,500 Land $16,600 Building $245,900 | |
| 2023 | $3,260.00 Homeowner's exemption | $241,600 Land $16,600 Building $225,000 | $241,600 Land $16,600 Building $225,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 316 3rd St NW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 316 3rd St NW is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Ulen serves 500 people · EPA ID MN1140011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Copper | 1.83 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Arvig Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, X-Tech.
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