308 3rd St NW, Ulen, MN 56585 Property Records

Clay County property record for 308 3rd St NW, Ulen, MN 56585

Property Summary

Property Type	Single Family Home
Details	built 1985
Lot Size	0.34 acres (14,674 sqft)
Owner	Individual Name on Record
Last Sale	$172,000 (Jan 2019)
Tax Bill	$3,332 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60.675.0130`

Property Details

APN / Parcel Number

Primary APN	`60.675.0130`

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	14,674 sqft (0.34 acres)

Location & Zoning

Street Address	308 3RD ST NW
City	ULEN
State	MN
Zip	56585
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 1 SWENSON'S 4TH ADD ULEN CITY
Legal Range	44
Legal Township	142
Legal Section	28
Legal Subdivision	SWENSONS 3RD ADD
Jurisdiction	CLAY MN
Township / Civil Division	ULEN
Census Block Group	2
Census Block	2085
Census Tract	30201

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	308 3RD ST NW, ULEN, MN 56585
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · FHA Mortgage GATE CITY BANK
Jan 30, 2019	Warranty Deed, Transfer · Conventional Mortgage WESTERN STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2019 · Amount on Record
Deed Sale	Jan 30, 2019 · Amount on Record
Deed Document Number	2019786927
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	308 3RD ST NW, ULEN, MN 56585
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000812887
Date	Mar 8, 2021
Instrument	812887

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Jan 30, 2019
Property Address	308 3RD ST NW, ULEN, MN 56585
Document Number	0000786927
Instrument Date	Jan 24, 2019
Instrument	786927
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	TITLE CO OF FARGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$567.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 3RD ST W, ULEN, MN 56585

Mortgage

Document Number	0000786930
Date	Jan 30, 2019
Instrument	786930

Lender

Name	WESTERN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2029

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Ulen City
Unified School District	Ulen-Hitterdal Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,332.00 (+15.61%)	$230,000 (+2%) Land $16,600 Building $213,400	$230,000 (+2%) Land $16,600 Building $213,400
2025		$225,500 (+9.36%) Land $16,600 Building $208,900	$225,500 (+9.36%) Land $16,600 Building $208,900
2023	$2,882.00	$206,200 Land $16,600 Building $189,600	$206,200 Land $16,600 Building $189,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Ulen serves 500 people · EPA ID MN1140011
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2025) action level 15 ppb
Copper	1.83 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arvig Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, X-Tech.

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