3151 SW Otter Ln, Stuart, FL 34997 Property Records

Martin County property record for 3151 SW Otter Ln, Stuart, FL 34997

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,608 sqft · built 2006
Lot Size0.054 acres (2,357 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (Dec 2006)
Tax Bill$834 (2025)
Flood ZoneZone X (minimal risk)
APN12-39-40-005-000-0070.0-0-0000

Property Details

APN / Parcel Number

Primary APN12-39-40-005-000-0070.0-0-0000
Alternative APNs
  • 12-39-40-005-000-00700-0
  • 986677

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,608 sqft Living Area
Gross Area1,848 sqft
1st Floor Area702 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleTownhouse
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area2,357 sqft (0.054 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchOpen Concrete/Masonry Porch
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number986677
Street Address3151 SW OTTER LN
CitySTUART
StateFL
Zip34997-8929
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUDR
Legal DescriptionLOT 70 PH 2 RIVER MARINA PUD (PB 16 PG 41)
Legal Range40E
Legal Township39S
Legal Section12
Legal SubdivisionRIVER MARINA
Legal Block1
Legal Lot Number70
JurisdictionMARTIN FL
Township / Civil DivisionINDIANTOWN
Census Block Group1
Census Block1019
Census Tract1702

Owner

3151 SW Otter Ln, a townhouse, is owned and occupied by an individual who bought it in December 2006.

Source: Martin County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address3151 SW OTTER LN, STUART, FL 34997-8929
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2006 · Amount on File
Deed SaleDec 13, 2006 · Amount on File
Deed Document Number20061979764
Deed Book / Page2205 / 2701
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3151 SW Otter Ln was $834 with a homeowner's exemption, down 0.8% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$834.00 (-0.83%) Additional exemption filed$95,196$294,240 Land $120,000 Building $174,240
2024$841.00 (+3.57%)
2023$812.00 (+5.73%) Additional exemption filed$89,820 (+3%)$265,380 (+13.66%) Land $95,000 Building $170,380
2022$768.00 Homeowner's exemption$87,204$233,490 Land $70,000 Building $163,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3151 SW Otter Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3151 SW Otter Ln is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. LUCIE FALLS
private · serves 499 people · EPA ID FL4434014
Water SourcePurchased groundwater from MARTIN CO UTILITIES
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on SW Otter Ln

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