Kenton County property record for 3159 Summitrun Dr, Independence, KY 41051 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,833 sqft Finished Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $178,000 (2020) |
| Tax Bill | $2,486.00 (2025) |
| Primary APN | 059-20-01-223.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,833 sqft Finished Area |
| Stories | 2 Stories |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Concrete Foundation |
| Lot Area | 6,970 sqft (0.16 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0592001223.00 |
|---|---|
| Street Address | 3159 SUMMITRUN DR |
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-6721 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CLOVER RIDGE SEC 14 LOT 223 |
| Legal Subdivision | CLOVER RIDGE |
| Legal Phase | 14 |
| Legal Lot Number | 223 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | INDEPENDENCE |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 66802 |
Source: Kenton County records · APN 059-20-01-223.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3159 SUMMITRUN DR, INDEPENDENCE, KY 41051-6721 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 19, 2020 · Amount on Record |
| Deed Sale | May 19, 2020 · Amount on Record |
| Prior Sale | Jun 22, 2015 · Amount on Record |
| Deed Doc Number | 0000022190 |
| Deed Book / Page | 22 / 190 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 19, 2020 |
| Property Address | 3159 SUMMITRUN DR, INDEPENDENCE, KY 41051-6721 |
| Document Number | 0000000273 |
| Book / Page | 000022 / 000190 |
| Instrument Date | May 15, 2020 |
| Instrument | 273 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $178.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3159 SUMMITRUN DR INDEPENDENCE KY 410516721, INDEPENDENCE, KY 41051-6721 |
| Document Number | M450935 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 000M45/000935 |
| Name | POLARIS HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | GRANDVILLE, MI 49418 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 18, 2050 |
| Document Number | 275, |
|---|---|
| Date | May 19, 2020 |
| Book Page | 000M45/000954 |
| Instrument | 275 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | May 18, 2030 |
| Rate | 12% |
|---|
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,486.00 (+10.69%) | $213,800 (+20.11%) Land $35,000 Building $178,800 | $213,800 (+20.11%) Land $35,000 Building $178,800 |
| 2023 | $2,246.00 | $178,000 Land $30,000 Building $148,000 | $178,000 Land $30,000 Building $148,000 |
3159 Summitrun Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 37th in Kentucky |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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