Kenton County property record for 3156 Summitrun Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,603 sqft · built 2004 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $158,000 (Sep 2019) |
| Tax Bill | $2,834 (2025) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage Sep 2013 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-20-01-234.00 |
| Primary APN | 059-20-01-234.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,603 sqft Finished Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 3156 SUMMITRUN DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-6720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOVER RIDGE SEC 14 LOT 234 |
| Legal Subdivision | CLOVER RIDGE |
| Legal Phase | 14 |
| Legal Lot Number | 234 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 66802 |
3156 Summitrun Dr is owned and occupied by an individual who bought it in September 2019.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3156 SUMMITRUN DR, INDEPENDENCE, KY 41051-6720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2019 | Warranty Deed, Transfer · Conventional with PMI AMERICAN MTG SVC |
| Sep 9, 2013 | Loan Modification, Mortgage · FHA Mortgage STANWICH MORTGAGE LOAN TR (CT) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2019 · Amount on File |
| Deed Sale | Sep 10, 2019 · Amount on File |
| Prior Sale | Mar 2, 2006 · Amount on File |
| Deed Document Number | 201909 10 059 00129 |
| Deed Book / Page | 4325 / 135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 10, 2019 |
| Property Address | 3156 SUMMITRUN DR, INDEPENDENCE, KY 41051-6720 |
| Document Number | 0000000129 |
| Book / Page | 0I4325 / 000135 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 129 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $158.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3156 SUMMITRUN DR INDEPENDENCE KY 410516720, INDEPENDENCE, KY 41051-6720 |
| Document Number | 130 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 0I4325/000138 |
| Instrument | 130 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 9, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3156 SUMMITRUN DR, INDEPENDENCE, KY 41051-6720 |
| Document Number | 0000000004 |
| Instrument Date | Sep 9, 2013 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3156 SUMMITRUN DR INDEPENDENCE KY 410516720, INDEPENDENCE, KY 41051-6720 |
| Document Number | 0000000004 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 0I4324/000122 |
| Instrument | 4 |
| Name | STANWICH MORTGAGE LOAN TR (CT) |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 8, 2044 |
| Rate | 3.87% |
|---|
The 2025 property tax bill for 3156 Summitrun Dr was $2,834.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $243,700 (-) Land $35,000 Building $208,700 | $243,700 (-) Land $35,000 Building $208,700 | |
| 2025 | $2,834.00 | $243,700 Land $35,000 Building $208,700 | $243,700 Land $35,000 Building $208,700 |
| 2023 | $1,993.00 | $158,000 Land $30,000 Building $128,000 | $158,000 Land $30,000 Building $128,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3156 Summitrun Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3156 Summitrun Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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