31558 Summit Rd, Laguna Beach, CA 92651 Property Records

Orange County property record for 31558 Summit Rd, Laguna Beach, CA 92651

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 584 sqft · built 1940
Lot Size0.048 acres (2,100 sqft)
OwnerIndividual Name on Record
Last Sale$835,000 (Jun 2012)
Tax Bill$12,452 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN056-087-46

Property Details

APN / Parcel Number

Primary APN056-087-46
Alternative APN
  • 05608934

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area584 sqft Living Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Lot Area2,100 sqft (0.048 acres)
Garage Area352 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Water SourceCommercial

Location & Zoning

Street Address31558 SUMMIT RD
CityLAGUNA BEACH
StateCA
Zip92651-8258
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 849 BLK LOT 204 TR 849 LOT 204 SELY 40 FT NWLY 80 FT NELY 17.5
Legal SubdivisionTRACT NO 849
Legal Tract849
Legal Lot Number204
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group1
Census Block1016
Census Tract42305

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address31558 SUMMIT RD, LAGUNA BEACH, CA 92651-8258
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2012 · Amount on Record
Deed SaleJun 19, 2012 · Amount on Record
Prior SaleMay 27, 2004 · Amount on Record
Deed Document Number2012346277
Prior Transfer DateNov 28, 2000
Prior Transfer Doc0000665736
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address31558 SUMMIT RD, LAGUNA BEACH, CA 92651-8258
Document Number0000667863
Instrument DateMay 27, 2020
Transaction TypeMortgage
Record UpdatedNov 30, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address31558 SUMMIT RD LAGUNA BEACH CA 926518258, LAGUNA BEACH, CA 92651-8258

Mortgage

Document Number0000667863
DateNov 18, 2020
Instrument667863
Lender
NameWEST ONE CAPITAL GROUP INC WEST ONE CAPITAL GROUP INC
TypeBank
AddressNEWPORT BEACH, CA 92660
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 17, 2035

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLaguna Beach City
Unified School DistrictLaguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,069,778 (+2%) Land $1,036,239 Building $33,539
2025$12,452.00 (+2.27%) Homeowner's exemption$1,048,802 (+4.04%) Land $1,015,920 Building $32,882
2023$12,176.00 (+3.94%) Homeowner's exemption$1,008,077 Land $976,471 Building $31,606
2022$11,715.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 individual policies
Nearby Flood Policies101 units insured
incl. 78 condo units
Nearby Flood Claims7 (1981–2001)
Claims Outside the SFHA6 of 7
Most Recent ClaimFeb 2001 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 67% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH COAST WATER DISTRICT
serves 41,194 people · EPA ID CA3010042
Water SourcePurchased surface water from several systems
Last State InspectionJul 2022
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 500
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: GeoLinks.

Nearby Properties on Summit Rd

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