31554 Willow Cir, Winchester, CA 92596 Property Records

Riverside County property record for 31554 Willow Cir, Winchester, CA 92596

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,977 sqft · built 2002
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$705,000 (Jul 2024)
Tax Bill	$8,111 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`963-190-013`

Property Details

APN / Parcel Number

Primary APN	`963-190-013`
Alternative APN	`958421013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,977 sqft Living Area
Gross Area	2,606 sqft
1st Floor Area	1,977 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Construction Type	Wood
Roof Material	Tile
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	629 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	958421013
Street Address	31554 WILLOW CIR
City	WINCHESTER
State	CA
Zip	92596-9194
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	.22 ACRES IN LOT 93 MB 304/026 TR 28914-1
Legal Subdivision	TRACT 28914 1
Legal Tract	28914-1
Legal Lot Number	93
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1000
Census Tract	43295

Owner

31554 Willow Cir is owned and occupied by two individuals who bought it in July 2024.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31554 WILLOW CIR, WINCHESTER, CA 92596-9194
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Oct 2, 2025	Deed of Trust, Mortgage · VA Mortgage BARRETT FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2024 · Amount on File
Deed Sale	Jul 30, 2024 · Amount on File
Prior Sale	Apr 14, 2016 · Amount on File
Deed Document Number	2024227201
Prior Transfer Date	Apr 8, 2016
Prior Transfer Doc	0000146753
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31554 WILLOW CIR, WINCHESTER, CA 92596-9194
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31554 WILLOW CIR, WINCHESTER, CA 92596-9194

Mortgage

Document Number	0000232412
Date	Apr 14, 2021
Instrument	2021-0232412

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31554 WILLOW CIR, WINCHESTER, CA 92596-9194
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31554 WILLOW CIR, WINCHESTER, CA 92596-9194

Mortgage

Document Number	0000146925
Date	Mar 28, 2022
Instrument	2022-0146925

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31554 WILLOW CIR, WINCHESTER, CA 92596-9194
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31554 WILLOW CIR, WINCHESTER, CA 92596-9194

Mortgage

Document Number	0000302786
Date	Oct 2, 2025
Instrument	2025-0302786

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85286

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 31554 Willow Cir was $8,111 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$719,099 (+2%) Land $179,777 Building $539,322
2025	$8,111.00 Homeowner's exemption	$705,000 Land $176,252 Building $528,748
2023	$5,877.00 (+15.46%) Homeowner's exemption	$482,793 Land $91,023 Building $391,770
2022	$5,090.00
2021			$504,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31554 Willow Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31554 Willow Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Accel Wireless.

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