3155 Akers School Rd, Upton, KY 42784 Property Records

Hardin County property record for 3155 Akers School Rd, Upton, KY 42784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1992
Lot Size	6.67 acres (290,981 sqft)
Owner	Individual Name on Record
Last Sale	$25,500 (Aug 2012)
Tax Bill	$326 (2025)
Deeds & Mortgages	Jun 2019 Refinance May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`095-00-00-002.01`

Property Details

APN / Parcel Number

Primary APN	`095-00-00-002.01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,620 sqft Living Area

Exterior

Year Built	Built 1992
Architectural Style	Ranch
Lot Area	290,981 sqft (6.67 acres)

Location & Zoning

Street Address	3155 AKERS SCHOOL RD
City	UPTON
State	KY
Zip	42784-9494
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY/MUNI/TWP:HARDIN CO (NOT CITY LIMITS)
Jurisdiction	HARDIN KY
Township / Civil Division	SONORA
Census Block Group	3
Census Block	3017
Census Tract	1602

Owner

Source: Hardin County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3155 AKERS SCHOOL RD, UPTON, KY 42784-9494
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LINCOLN NATIONAL BANK
May 5, 2020	Deed of Trust, Mortgage · Line of Credit LINCOLN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2012 · Amount on Record
Deed Sale	Aug 3, 2012 · Amount on Record
Prior Sale	Jul 9, 2012
Deed Document Number	0001366872
Deed Book / Page	1366 / 872
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	3155 AKERS SCHOOL RD, UPTON, KY 42784-9494
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002272/599
Date	Jun 28, 2019
Book Page	2272/599
Instrument	20190-00008216

Lender

Name	LINCOLN NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2044

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	3155 AKERS SCHOOL RD, UPTON, KY 42784-9494
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02310/1000
Date	May 5, 2020
Book Page	2310/1000

Lender

Name	LINCOLN NATIONAL BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 24, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$326.00 (-52.96%) Homeowner's exemption Additional exemption filed	$73,400 (-) Land $20,000 Building $53,400	$73,400 (-) Land $20,000 Building $53,400
2023		$73,400 Land $20,000 Building $53,400	$73,400 Land $20,000 Building $53,400
2021	$693.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Telecast Communications Fixed Wireless	100 / 30
Windstream DSL	100 / 20

Cell Coverage

No cell data coverage reported

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