2898 Akers School Rd, Upton, KY 42784 Property Records

Hardin County property record for 2898 Akers School Rd, Upton, KY 42784

Property Summary

Property Type	Single Family Home
Lot Size	10 acres (437,647 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Apr 2013)
Tax Bill	$313 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`095-00-00-003.01`

Property Details

APN / Parcel Number

Primary APN	`095-00-00-003.01`

Exterior

Lot Area	437,647 sqft (10 acres)

Location & Zoning

Street Address	2898 AKERS SCHOOL RD
City	UPTON
State	KY
Zip	42784-9494
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AKERS POINT LT1
Legal Subdivision	AKERS POINT
Legal Lot Number	1
Jurisdiction	HARDIN KY
Township / Civil Division	SONORA
Census Block Group	3
Census Block	3017
Census Tract	1602

Owner

Source: Hardin County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2898 AKERS SCHOOL RD, UPTON, KY 42784-9494
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Oct 19, 2020	Deed of Trust, Mortgage · Commercial Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2013 · Amount on Record
Deed Sale	Apr 26, 2013 · Amount on Record
Deed Book / Page	1377 / 1308
Prior Transfer Date	Apr 16, 2013
Prior Transfer Doc	1377/1305
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	2898 AKERS SCHOOL RD, UPTON, KY 42784-9494
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2324/1552
Date	Jul 27, 2020
Book Page	2324/1552

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Aug 1, 2043

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	2898 AKERS SCHOOL RD, UPTON, KY 42784-9494
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2340/1275
Date	Oct 19, 2020
Book Page	2340/1275

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	ELIZABETHTOWN, KY 42701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$313.00 (+2.62%)	$30,100 (-) Land $30,100	$30,100 (-) Land $30,100
2023		$30,100 Land $30,100	$30,100 Land $30,100
2021	$305.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Telecast Communications Fixed Wireless	100 / 30
Windstream DSL	50 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Akers School Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures