3154 Stephanie Loop NE, Lacey (Olympia), WA 98516 Property Records

Thurston County property record for 3154 Stephanie Loop NE, Lacey, WA 98516

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.25 ba · 2,866 sqft · built 2022
Lot Size	0.117 acres (5,103 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,260 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65210001200`

Property Details

APN / Parcel Number

Primary APN	`65210001200`

Interior

Bedrooms	5 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,866 sqft Living Area
Gross Area	3,573 sqft
1st Floor Area	1,061 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Bi-Level
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Concrete
Lot Area	5,103 sqft (0.117 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	87 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3154 STEPHANIE LOOP NE
City	LACEY
State	WA
Zip	98516-6008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 1 TOWNSHIP 18 RANGE 1W QUARTER SW NE PLAT NISQUALLY PLACE LT 12 DOCUMENT 4888891
Legal Subdivision	NISQUALLY PLACE
Legal Block	1
Legal Lot Number	12
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	1
Census Block	1025
Census Tract	12226

Owner

Source: Thurston County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3154 STEPHANIE LOOP NE, LACEY, WA 98516-6008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Quit Claim Deed, Transfer · VA Mortgage NEWREZ LLC
Mar 22, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026
Deed Sale	Apr 14, 2026
Prior Sale	Mar 22, 2024 · Amount on Record
Deed Document Number	20265096717
Prior Transfer Date	Apr 9, 2026
Prior Transfer Doc	0005096717
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	THURSTON WA
Recording Date	Apr 14, 2026
Property Address	3154 STEPHANIE LOOP NE, LACEY, WA 98516-6008
Document Number	0005096717
Instrument Date	Apr 9, 2026
Instrument	20265096717
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3154 STEPHANIE LOOP NE, LACEY, WA 98516-6008

Mortgage

Document Number	0005096718,
Date	Apr 14, 2026
Instrument	20265096718

Lender

Name	NEWREZ LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

March 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Mar 22, 2024
Property Address	3154 STEPHANIE LOOP NE, LACEY, WA 98516-6008
Document Number	0005009267
Map Reference	AF 4888891
Instrument Date	Mar 15, 2024
Instrument	5009267
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 9, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,469.61
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15001 29TH AVE W, LYNNWOOD, WA 98087-2455

Mortgage

Document Number	0005009268
Date	Mar 22, 2024
Instrument	5009268

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Lacey City
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,260.00 (+154.56%)
2025		$700,600 (+362.44%) Land $134,400 Building $566,200	$700,600 (+362.44%) Land $134,400 Building $566,200
2024	$2,852.00 (+96.96%)
2023	$1,448.00
2022		$151,500 Land $65,000 Building $86,500	$151,500 Land $65,000 Building $86,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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