3138 Stephanie Loop NE, Lacey (Olympia), WA 98516 Property Records

Thurston County property record for 3138 Stephanie Loop NE, Lacey, WA 98516

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,009 sqft · built 2022
Lot Size0.12 acres (5,213 sqft)
Owner2 Individual Names on File
Last Sale$686,012 (Nov 2022)
Tax Bill$10 (2026)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN65210001600

Property Details

APN / Parcel Number

Primary APN65210001600

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area3,009 sqft Living Area
Gross Area3,852 sqft
1st Floor Area1,223 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleBi-Level
Exterior MaterialConcrete
Roof TypeGable
Roof MaterialConcrete
Lot Area5,213 sqft (0.12 acres)
Garage TypeAttached
Garage Area649 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area194 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Street Address3138 STEPHANIE LOOP NE
CityLACEY
StateWA
Zip98516-6008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 1 TOWNSHIP 18 RANGE 1W QUARTER SW NE PLAT NISQUALLY PLACE LT 16 DOCUMENT 4888891
Legal SubdivisionNISQUALLY PLACE
Legal Block1
Legal Lot Number16
JurisdictionTHURSTON WA
Township / Civil DivisionOLYMPIA
Census Block Group1
Census Block1025
Census Tract12226

Owner

3138 Stephanie Loop NE is owned by two individuals who bought it in November 2022.

Source: Thurston County records, as of May 21, 2026

Owner of Record2 Individual Names on File
Mailing Address14812 PRAIRIE VISTA LOOP, YELM, WA 98597-8723
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 17, 2022 · Amount on File
Deed SaleNov 17, 2022 · Amount on File
Deed Document Number20224959055
Record UpdatedSep 20, 2026

November 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionTHURSTON WA
Recording DateNov 17, 2022
Property Address3138 STEPHANIE LOOP NE, LACEY, WA 98516-6008
Document Number0004959055
Map ReferenceFILE 4888891
Instrument DateNov 3, 2022
Instrument4959055
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 9, 2024
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$11,311.01
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14812 PRAIRIE VISTA LOOP, YELM, WA 98597-8723

Mortgage

Document Number0004959056
DateNov 17, 2022
Instrument4959056
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 3138 Stephanie Loop NE was $10.

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateWashington
CountyThurston County
MunicipalityLacey City
Unified School DistrictNorth Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10.00
2025$727,600 Land $135,500 Building $592,100$727,600 Land $135,500 Building $592,100
2024$6,444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3138 Stephanie Loop NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3138 Stephanie Loop NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.6% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLACEY WATER DEPARTMENT
serves 105,178 people · EPA ID WA5343500
Water SourceGroundwater
Last State InspectionAug 2022

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Verizon.

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