3154 Cluster Pine Dr, Indianapolis, IN 46235 Property Records

Marion County property record for 3154 Cluster Pine Dr, Indianapolis, IN 46235

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,760 sqft · built 2004
Lot Size0.255 acres (11,108 sqft)
OwnerIndividual Name on Record
Tax Bill$2,611 (2023)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN49-08-22-106-010.000-700

Property Details

APN / Parcel Number

Primary APN49-08-22-106-010.000-700
Alternative APN
  • 7044235

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,760 sqft Living Area
Gross Area3,500 sqft
1st Floor Area1,160 sqft
2nd Floor Area1,600 sqft
Basement Area740 sqft
Fireplaces2 Fireplaces
FireplaceMasonry

Exterior

Year BuiltBuilt 2004
Construction TypeMasonry / Concrete Block
Foundation TypeRaised
Lot Area11,108 sqft (0.255 acres)
TerrainRolling
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number7044235
Old Parcel Number7044235
Street Address3154 CLUSTER PINE DR
CityINDIANAPOLIS
StateIN
Zip46235-5821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZO01
Legal DescriptionWARREN PINES SEC 1B L 69
Legal Range05
Legal Township16
Legal Section22
Legal SubdivisionWARREN PINES SEC 1B
Legal Lot Number69
JurisdictionMARION IN
Township / Civil DivisionWARREN
Census Block Group1
Census Block1001
Census Tract360407

Owner

Source: Marion County records, as of May 10, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3154 CLUSTER PINE DR, INDIANAPOLIS, IN 46235-5821
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 5, 2004
Deed SaleNov 5, 2004
Deed Document Number0000209093
Last Transfer DateApr 21, 2016
Transfer Doc0000040297
Record UpdatedJun 7, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address3154 CLUSTER PINE DR, INDIANAPOLIS, IN 46235-5821
Transaction TypeMortgage
Record UpdatedSep 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000109281
DateAug 17, 2021
InstrumentA202100109281
Lender
NameCARRINGTON MORTGAGE SVCS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 1, 2041
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateIndiana
CountyMarion County
County SubdivisionWarren Township
Consolidated CityIndianapolis City
Unified School DistrictWarren Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,611.00 (+1.12%) Homeowner's exemption$231,800 (-1.02%) Land $34,600 Building $197,200$231,800 (-1.02%) Land $34,600 Building $197,200
2022$2,582.00 (+9.18%) Homeowner's exemption$234,200 Land $34,600 Building $199,600$234,200 Land $34,600 Building $199,600
2021$2,365.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 63% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER - INDIANAPOLIS
serves 880,345 people · EPA ID IN5249004
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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