3131 Cluster Pine Dr, Indianapolis, IN 46235 Property Records

Marion County property record for 3131 Cluster Pine Dr, Indianapolis, IN 46235

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,099 sqft · built 2003
Lot Size	0.207 acres (9,017 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,917 (2023)
Deeds & Mortgages	May 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`49-08-22-124-036.000-700`

Property Details

APN / Parcel Number

Primary APN	`49-08-22-124-036.000-700`
Alternative APN	`7044008`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,099 sqft Living Area
1st Floor Area	915 sqft
2nd Floor Area	1,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Construction Type	Masonry / Concrete Block
Lot Area	9,017 sqft (0.207 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7044008
Old Parcel Number	7044008
Street Address	3131 CLUSTER PINE DR
City	INDIANAPOLIS
State	IN
Zip	46235-5822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	WARREN PINES SEC 1A L 12
Legal Range	05
Legal Township	16
Legal Section	22
Legal Subdivision	WARREN PINES SEC 1A
Legal Lot Number	12
Jurisdiction	MARION IN
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1002
Census Tract	360407

Owner

Source: Marion County records, as of May 10, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3131 CLUSTER PINE DR, INDIANAPOLIS, IN 46235-5822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 7, 2026

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARION IN
Property Address	3131 CLUSTER PINE DR, INDIANAPOLIS, IN 46235-5822
Document Number	0000065668
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3131 CLUSTER PINE DR INDIANAPOLIS IN 462355822, INDIANAPOLIS, IN 46235-5822

Mortgage

Document Number	0000065668
Date	Jun 26, 2020
Instrument	65668

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Warren Township
Consolidated City	Indianapolis City
Unified School District	Warren Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,917.00 (+1.16%) Homeowner's exemption	$169,700 (-2.08%) Land $28,000 Building $141,700	$169,700 (-2.08%) Land $28,000 Building $141,700
2022	$1,895.00 (+9.79%) Homeowner's exemption	$173,300 Land $28,000 Building $145,300	$173,300 Land $28,000 Building $145,300
2021	$1,726.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20